The Johnny Doe IBKR portfolio

[thomasparra]

You can use dividends to buy growth stocks. 4.5% is below inflation, not a good investment.
There are also very good bonds yielding 7-12%, most with $100k-500k minimum size though and I’m not sure you can buy them all with IBKR (I do that via the bank).

Last time I checked - couple months ago, short to medium term treasuries were yielding close to junk corporate bonds. The 0.5% increment for these B/C type corporate bonds was not worth the added risk. Things might have changed in recent months so I would be curious to know the type of companies or maybe countries you are referring to, especially at these yields today.

I already have accumulated dividends ETFs but being globally diversified the yield rarely go beyond 2.5%.

 

[JohnnyDoe]

Last time I checked - couple months ago, short to medium term treasuries were yielding close to junk corporate bonds. The 0.5% increment for these B/C type corporate bonds was not worth the added risk. Things might have changed in recent months so I would be curious to know the type of companies or maybe countries you are referring to, especially at these yields today.

I already have accumulated dividends ETFs but being globally diversified the yield rarely go beyond 2.5%.

You should look at perpetuals, for example BACR, BID, LLOYDS, SOCGEN, RBIAV, DB.

 

[JohnnyDoe]

Here is the updated portfolio:

 

[uranium]

Here is the updated portfolio:

View attachment 7074
View attachment 7075

Why you own both Acwi and VT
They are the same

 

[JohnnyDoe]

Why you own both Acwi and VT
They are the same

They are not the same. They are both good for global exposure so I split between them.

 

[uranium]

They are not the same. They are both good for global exposure so I split between them.

 

[JohnnyDoe]

Results are similar (not same).
ACWI tracks the MSCI ACWI index and holds 2,364 stocks.
VT tracks the FTSE Global All Cap index and holds 9,848 stocks.

 

[uranium]

Results are similar (not same).
ACWI tracks the MSCI ACWI index and holds 2,364 stocks.
VT tracks the FTSE Global All Cap index and holds 9,848 stocks.

Looks like if you want to buy all world stocks and play it safe, stick to VT and don't buy anything else.

 

[JohnnyDoe]

Looks like if you want to buy all world stocks and play it safe, stick to VT and don't buy anything else.

I like to split that 3.8% allocation of my portfolio between BlackRock and Vanguard

 

[uranium]

I didn't see btc there
Don't ibkr offer crypto ?

 

[void]

I didn't see btc there
Don't ibkr offer crypto ?

why would one make an exposure to bitcoin through a third party (unless it's the only legal option)?

 

[JohnnyDoe]

I didn't see btc there
Don't ibkr offer crypto ?

Nobody can see my crypto
And you should not entrust anybody with your crypto.

The main purpose of this portfolio is to generate income to buy crypto.
My other portfolio is with a traditional bank where I hold bonds for the same purpose.

 

[uranium]

Nobody can see my crypto
And you should not entrust anybody with your crypto.

The main purpose of this portfolio is to generate income to buy crypto.
My other portfolio is with a traditional bank where I hold bonds for the same purpose.

What you think if blackrock will buy all btc available and all of sudden you can no longer use btc for transaction but only for investing. What will you do?

 

[JohnnyDoe]

What you think if blackrock will buy all btc available and all of sudden you can no longer use btc for transaction but only for investing. What will you do?

I will sell them the last btc for $1m and buy xmr or whatever else

 

[uranium]

@JohnnyDoe if you have to chose between VT and VOO which one would pick for retirement knowing that VT always underperformed Voo by 50%.

 

[JohnnyDoe]

@JohnnyDoe if you have to chose between VT and VOO which one would pick for retirement knowing that VT always underperformed Voo by 50%.

If forced at gunpoint I would choose VT. Otherwise JEPI and reinvest the dividends in something else.

 

[uranium]

If forced at gunpoint I would choose VT. Otherwise JEPI and reinvest the dividends in something else.

VT performance.. not that high
You get on average 5% inflation free

 

[JohnnyDoe]

VT performance.. not that high

My portfolio doesn’t seek absolute return.

You get on average 5% inflation free

You got. Past performance is not an indicator of blah blah blah…

 

[Propeller]

Thank you very much for this helpful thread. I'm learning from it while slowly starting my IBK portefolio.

 

[bio]

If you aren’t making 25%+ in this market, you’re doing something wrong.

Assess stocks within your domain of expertise. If you don’t yet have a domain of expertise, get out of the stock market and go create a business first.