The Johnny Doe IBKR portfolio

[hellboy78]

Agreed on sp500 part
But don't agree on tqqq
It is only tech based and much higher drawdown than sp500
I prefer to have all sectors under voo which has 30% tech.
10% a year is enough

I agree.
but TQQQ is just for one type of investment. short term, like 30-40 trades per year
while on QQQ you can hold it for long term
but if you hold it for long term is better SPY, more diversified.

 

[uranium]

I agree.
but TQQQ is just for one type of investment. short term, like 30-40 trades per year
while on QQQ you can hold it for long term
but if you hold it for long term is better SPY, more diversified.

Oh so you are trading aka gambling
I only hold
I don't buy low sell high
Although I believe that tech will outperform all other sectors so with qqq you will make much more than spy
For me Voo and chill

 

[JohnnyDoe]

I only hold
I don't buy low sell high

I am curious to know your exit strategy, if you have one. Or do you plan to just hold forever and enjoy watching numbers increasing?
Perhaps you use your holdings as collateral for loans?

 

[uranium]

I am curious to know your exit strategy, if you have one. Or do you plan to just hold forever and enjoy watching numbers increasing?
Perhaps you use your holdings as collateral for loans?

Good question
From voo I make 10% +1.34% dividend per year
I spend only dividends (1.34%) that's is all what I need
The 10% I reinvest it and let compounding do its magic
Even if there will be drawdown I still get my dividend guaranteed
For me dividend = salary
Hope you got my point
No matter what happens even if sp500 falls by 30-50% a year. I still collect my dividend and live off it.

 

[Mercury]

Good question
From voo I make 10% +1.34% dividend per year
I spend only dividends (1.34%) that's is all what I need
The 10% I reinvest it and let compounding do its magic
Even if there will be drawdown I still get my dividend guaranteed
For me dividend = salary
Hope you got my point
No matter what happens even if sp500 falls by 30-50% a year. I still collect my dividend and live off it.

Certainly one of the safest and sustainable income+growth strategy but requires at least US$ 5M capital.

 

[AlicaFunk]

Nice investment guide.

 

[Radko]

From voo I make 10%

More like 7%, let's not forget inflation.

I seriously doubt the next decade will return that 7% average.

Enjoy the ride...

 

[uranium]

More like 7%, let's not forget inflation.

I seriously doubt the next decade will return that 7% average.

Enjoy the ride...

Agreed with inflation part
But 7% on average is very possible
And all thanks to tech
In future voo will be like 50% tech.

 

[Radko]

But 7% on average is very possible

Vanguard came up recently with a long report in which they expect an average return of 5% during the next decade (adjusted for inflation).
Goldman Sachs forecast is also 5% for the next decade.

Although at the end of the day nobody knows, but it doesn't seem that inflation is coming down to 2% anytime soon.

We shall see....

 

[uranium]

Vanguard came up recently with a long report in which they expect an average return of 5% during the next decade (adjusted for inflation).
Goldman Sachs forecast is also 5% for the next decade.

Although at the end of the day nobody knows, but it doesn't seem that inflation is coming down to 2% anytime soon.

We shall see....

5% without inflation is enough for me
My game is dividends not return
I use return only to grow capital
Imagine how much you make with VT with inflation adjusted 2% return?

 

[bizman]

some extra pickings that I don’t want to run through the bank.

where do you do that, what platform ?

 

[JohnnyDoe]

where do you do that, what platform ?

I meant that some of the holdings (for example RIVN) are not for income purposes.

 

[JohnnyDoe]

Can anyone suggest an automated portfolio analyst a bit less sloppy than the one integrated in IBKR?

 

[Nicholas Van Orton]

Not financial advice.
Since a few people asked me in private, this is how I invest with IBKR for income plus some extra pickings that I don’t want to run through the bank.
The current overall annual dividends rate of the portfolio is 8.7%.

View attachment 5763View attachment 5764

Just missing BXSL in it and quite a few that overlap themselves (thus reducing the efficiency of the portfolio, but I assume that's on purpose), otherwise quite the income portfolio.

 

[Nicholas Van Orton]

Can anyone suggest an automated portfolio analyst a bit less sloppy than the one integrated in IBKR?

Sloppy is too nice of a word for that platform feature, LOL

NVO

 

[JohnnyDoe]

Just missing BXSL in it and quite a few that overlap themselves (thus reducing the efficiency of the portfolio, but I assume that's on purpose), otherwise quite the income portfolio.

BXSL currently weights 3.5% in the portfolio. Will post an update on Jan 1st.

 

[European]

There are also very good bonds yielding 7-12%, most with $100k-500k minimum size though and I’m not sure you can buy them all with IBKR (I do that via the bank).

@JohnnyDoe
Can you provide some examples of the companies offering those bonds?
What banks offer this service?
Thanks

 

[JohnnyDoe]

@JohnnyDoe
Can you provide some examples of the companies offering those bonds?
What banks offer this service?
Thanks

Look at the perpetuals and the various issuings from banks/financial companies for institutional investors. You can use a bond selecting tool.
You can also check sovereign bonds (USD denominated) like KE and NG.
Any bank should be able to give you access to these instruments.