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The Johnny Doe IBKR portfolio

Agreed on sp500 part
But don't agree on tqqq
It is only tech based and much higher drawdown than sp500
I prefer to have all sectors under voo which has 30% tech.
10% a year is enough
I agree.
but TQQQ is just for one type of investment. short term, like 30-40 trades per year
while on QQQ you can hold it for long term
but if you hold it for long term is better SPY, more diversified.
 
I agree.
but TQQQ is just for one type of investment. short term, like 30-40 trades per year
while on QQQ you can hold it for long term
but if you hold it for long term is better SPY, more diversified.
Oh so you are trading aka gambling
I only hold
I don't buy low sell high
Although I believe that tech will outperform all other sectors so with qqq you will make much more than spy
For me Voo and chill
 
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I am curious to know your exit strategy, if you have one. Or do you plan to just hold forever and enjoy watching numbers increasing?
Perhaps you use your holdings as collateral for loans?
Good question
From voo I make 10% +1.34% dividend per year
I spend only dividends (1.34%) that's is all what I need
The 10% I reinvest it and let compounding do its magic
Even if there will be drawdown I still get my dividend guaranteed
For me dividend = salary
Hope you got my point
No matter what happens even if sp500 falls by 30-50% a year. I still collect my dividend and live off it.
 
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Good question
From voo I make 10% +1.34% dividend per year
I spend only dividends (1.34%) that's is all what I need
The 10% I reinvest it and let compounding do its magic
Even if there will be drawdown I still get my dividend guaranteed
For me dividend = salary
Hope you got my point
No matter what happens even if sp500 falls by 30-50% a year. I still collect my dividend and live off it.
Certainly one of the safest and sustainable income+growth strategy but requires at least US$ 5M capital.
 
But 7% on average is very possible

Vanguard came up recently with a long report in which they expect an average return of 5% during the next decade (adjusted for inflation).
Goldman Sachs forecast is also 5% for the next decade.

Although at the end of the day nobody knows, but it doesn't seem that inflation is coming down to 2% anytime soon.

We shall see....
 
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Vanguard came up recently with a long report in which they expect an average return of 5% during the next decade (adjusted for inflation).
Goldman Sachs forecast is also 5% for the next decade.

Although at the end of the day nobody knows, but it doesn't seem that inflation is coming down to 2% anytime soon.

We shall see....
5% without inflation is enough for me
My game is dividends not return
I use return only to grow capital
Imagine how much you make with VT with inflation adjusted 2% return?
 
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