The simple answer is YES it's totally possible and I have done it. You can get an account with €500K and you don't have to be resident to rent an apartment. I took my lease with the address of my other property (also in a zero tax location). It's no more expensive than London for day to day living but it's all about how you live your life, of course you could go large every day and burn through cash at an horrific rate, but I use it as a base to work from in the week days and save the spending for the weekends. It's 30mins to the airport, get climate, very safe and super clean, and 0% tax, where else can you find this in Europe? I rent an apartment on the F1 track which I rent for the F1 weekend, that rent covers of 85% of my rent, so I effectively live in a 12 million apartment for the price of a 1 bed flat in London. If you use it for what it is and not get caught up in all the glitz it can be a great solution ....
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Relocate to Monaco, how money required?
- Thread starter diro
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If you can do Monaco I suggest Monaco. You will not find anything better than that in Europe. But for your budget I would also consider Andorra passive residence as an option
If you just want to move there (to Monaco) and if obtaining "legal residence" there is not important to you, it is easy. Just rent or buy an apartment. Rents are not too crazy, but property prices are. A mere studio apartment may cost $2 million. The USA says you can be considered NOT a USA resident, by merely staying out of the USA for over a year. You don't escape the USA tex net entirely, but your 20,000 X 12 months or 240,000 income can be largely sheltered, But that's another topic.
The benefits of Monaco tax residence depend on where you are coming from. For French taxpayers, moving to Monaco is a non-starter. No benefits at all.
If you are German for instance, even getting legal residence does not benefit you or remove you from their tax roles. Germany requires that you get legal residence & local taxpayer status in a non-tax haven first, Thus, making a move to Monaco to avoid German income tax a 2 step process. So if you are a straight-arrow guy, you can plan a move to Monaco and become a legal resident with a net worth of $1 million (Clean money).. It all depends on where you are coming from. On the other hand, a P.T. (Perpetual Tourist on Paper) with money can still live anywhere he pleases and be invisible. I dwelled peacefully in Monaco for 40 years as a PT. But the winter weather in the South of France (Monaco) is not as good as it is in Buenos Aires, which was not even 1/8th the cost of living in Monaco. If you have assets or an online source of income, you can go where you want, do what you want, and not worry about visas , permits or anything else --- if you have the right passports.
I lived in Monaco for many years. It is certainly not boring. In fact, for a town of only around 40,000, it is amazing with more "attractions" than most other cities --even with a few million inhabitants. There are always shows & things going on that you'd never see anywhere else. I used to like the annual contest for the best circus acts and rare animals. Others in MC like the Pop & classical music festivals, ballet, opera, theatrical productions in many languages, and great Michelin-starred restaurants. There are international dog & cat shows, classic car shows, art exhibitions, cinema festivals, etc. always going on... Anyone who says Monaco is boring has either never been there or would find anything/anyplace boring. The only reason I left was that I discovered a PT could live anywhere, and even though I could afford Monaco, I preferred to spend my time (and money) in places like Manila and Buenos Aires where I got the same thing (rent, food, servants, etc.) at around 1/8th the price. As to the people, there are a lot of Libertarians in MC who made a lot of money and just wanted to escape from Big Brother or too many lawsuits, and above all, maybe gain a personal safety level unobtainable anywhere else in the world. You can wear a Rolex, drive around & park an expensive car without any fear that some street thug will accost you. Across the street in France, there are constant strikes and protests, and millions of illegal immigrants and troublemakers --but I have never experienced any of that in Monaco. Those who do make trouble are quickly expelled! The bottom line is that if you want to live large and have a large budget, I found no place better than MC. But I like to get good value for money; For the price of a small apartment in Monaco, I got 6 equivalent properties in different top-quality urban centers of the world ... Thus, after many years, and ready for a change of scenery, I gave up on Monaco.
Oh, one more thing. The original question was how much money do you need to relocate to Monaco? As I said, if you don't need a legal residence, you can simply rent an apartment. That would be a minimum of Euro 2000 a month for a studio. But nearby across the street in France ( maybe Beausoleil) maybe 500 a month for renting a studio! As to groceries, you can buy at Carrefour in MC, or across the street in France at Lidle or Aldi where prices are much cheaper than in New York or London! Likewise with restaurants: Expensive in Monaco, not so much across the street. If you want the ambiance of Monaco at 1/4 the price, you can rent in France or nearby Ventimiglia Italy & live comfortably as a PT with an income of maybe $2000 a month. If you insist on living in Monaco with legal residence, add a zero!
MC is certainly not boring. In fact, for a town of only around 40,000, it is amazing with more "attractions" than most big cities --even with a few million inhabitants. There are always shows & things going on that you'd never see anywhere else. I used to like the annual contest for the best circus acts and rare animals. Others in MC like the Pop & classical music festivals, ballet, opera, theatrical productions in many languages, and great Michelin-starred restaurants. There are international dog & cat shows, classic car shows, art exhibitions, cinema festivals, etc. Such things are always going on... Anyone who says Monaco is boring has either never been there or would find anything/anyplace boring. The only reason I left was that I discovered a PT could live anywhere, and even though I could afford Monaco, I preferred to spend my time (and money) in places like Manila and Buenos Aires where I got the same thing (rent, food, servants, etc.) at around 1/8th the price. As to the people, there are a lot of Libertarians in MC who made a lot of money and just wanted to escape from Big Brother or too many lawsuits, and above all, maybe gain a personal safety level unobtainable anywhere else in the world. You can wear a Rolex, drive around & park an expensive car without any fear that some street thug will accost you. Across the street in France, there are constant strikes and protests, and millions of illegal immigrants and troublemakers --but I have never experienced any of that in Monaco. Those who do make trouble are quickly expelled! The bottom line is that if you want to live large and have a large budget, I found no place better than MC. But I like to get good value for money; For the price of a small apartment in Monaco, I got 6 equivalent properties in different top-quality urban centers of the world ... Thus, after many years, and ready for a change of scenery, I gave up on Monaco.
If you just want to move there (to Monaco) and if obtaining "legal residence" there is not important to you, it is easy. Just rent or buy an apartment. Rents are not too crazy, but property prices are. A mere studio apartment may cost $2 million. The USA says you can be considered NOT a USA resident, by merely staying out of the USA for over a year. You don't escape the USA tax net entirely, but your 20,000 X 12 months or 240,000 income can be largely sheltered, But that's another topic.
The benefits of Monaco tax residence depend on where you are coming from. For French taxpayers, moving to Monaco is a non-starter. No benefits at all.
If you are German for instance, even getting legal residence does not benefit you or remove you from their tax roles. Germany requires that you get legal residence & local taxpayer status in a non-tax haven first, Thus, making a move to Monaco to avoid German income tax a 2 step process. So if you are a straight-arrow guy, you can plan a move to Monaco and become a legal resident with a net worth of $1 million (Clean money).. It all depends on where you are coming from. On the other hand, a P.T. (Perpetual Tourist on Paper) with money can still live anywhere he pleases and be invisible. I dwelt peacefully in Monaco for 40 years as a PT. But the winter weather in the South of France (Monaco) is not as good as it is in Buenos Aires, which was not even 1/8th the cost of living in Monaco. If you have assets or an online source of income, you can go where you want, do what you want, and not worry about visas , permits or anything else --- if you have the right passports.
Oh, one more thing. The original question was how much money do you need to relocate to Monaco? As I said, if you don't need a legal residence, you can simply rent an apartment. That would be a minimum of Euro 2000 a month for a studio. But nearby across the street in France ( maybe Beausoleil) maybe 500 a month for renting a studio! As to groceries, you can buy at Carrefour in MC, or across the street in France at Lidle or Aldi where prices are much cheaper than in New York or London! Likewise with restaurants: Expensive in Monaco, not so much across the street. If you want the ambiance of Monaco at 1/4 the price, you can rent in France or nearby Ventimiglia Italy & live comfortably as a PT with an income of maybe $2000 a month. If you insist on living in Monaco with legal residence, add a zero!
Peter Taradash says: I lived in Monaco for many years: How much money do you need to relocate to Monaco? If you don't need a legal residence, you can simply rent an apartment. That would be a minimum of Euro 2000 a month for a no-view studio. But nearby across the street in France (maybe Beausoleil?) maybe only 500 a month for renting a similar studio! As to groceries, you can buy at Carrefour in MC, or across the street in France -- at Lidle or Aldi where prices are much cheaper than in New York or London! Likewise with restaurants: Expensive in Monaco, not so much across the street. If you want the ambiance of Monaco at 1/4 the price, you can rent in France or nearby Ventimiglia, Italy & live comfortably as a PT with an income of maybe $2000 a month. If you insist on living/eating/having servants in Monaco with legal residence, add at least a zero!
MC is certainly not boring. In fact, for a town of only around 40,000, it is amazing with more "attractions" than most big cities --even with a few million inhabitants. There are always shows & things going on that you'd never see anywhere else. I used to like the annual contest for the best circus acts and rare animals. Others in MC like the Pop & classical music festivals, ballet, opera, theatrical productions in many languages, and great Michelin-starred restaurants. There are international dog & cat shows, classic car shows, art exhibitions, cinema festivals, etc. Such things are always going on... Anyone who says Monaco is boring has either never been there or would find anything/anyplace boring. The only reason I left was that I discovered a PT could live anywhere, and even though I could afford Monaco, I preferred to spend my time (and money) in places like Manila and Buenos Aires where I got the same thing (rent, food, servants, etc.) at around 1/8th the price. As to the people, there are a lot of Libertarians in MC who made a lot of money and just wanted to escape from Big Brother or too many lawsuits, and above all, maybe gain a personal safety level unobtainable anywhere else in the world. You can wear a Rolex, drive around & park an expensive car without any fear that some street thug will accost you. Across the street in France, there are constant strikes and protests, and millions of illegal immigrants and troublemakers --but I have never experienced any of that in Monaco. Those who do make trouble are quickly expelled! The bottom line is that if you want to live large and have a large budget, I found no place better than MC. But I like to get good value for money; For the price of a small apartment in Monaco, I got 6 equivalent properties in different top-quality urban centers of the world ... Thus, after many years, and ready for a change of scenery, I gave up on Monaco.
If you just want to move there (to Monaco) and if obtaining "legal residence" there is not important to you, it is easy. Just rent or buy an apartment. Rents are not too crazy, but property prices are. A mere studio apartment may cost $2 million. The USA says you can be considered NOT a USA resident, by merely staying out of the USA for over a year. You don't escape the USA tax net entirely, but your 20,000 X 12 months or 240,000 income can be largely sheltered, But that's another topic.
The benefits of Monaco tax residence depend on where you are coming from. For French taxpayers, moving to Monaco is a non-starter. No benefits at all.
If you are German for instance, even getting legal residence does not benefit you or remove you from their tax roles. Germany requires that you get legal residence & local taxpayer status in a non-tax haven first, Thus, making a move to Monaco to avoid German income tax a 2 step process. So if you are a straight-arrow guy, you can plan a move to Monaco and become a legal resident with a net worth of $1 million (Clean money).. It all depends on where you are coming from. On the other hand, a P.T. (Perpetual Tourist on Paper) with money can still live anywhere he pleases and be invisible. I dwelt peacefully in Monaco for 40 years as a PT. But the winter weather in the South of France (Monaco) is not as good as it is in Buenos Aires, which was not even 1/8th the cost of living in Monaco. If you have assets or an online source of income, you can go where you want, do what you want, and not worry about visas , permits or anything else --- if you have the right passports.
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PS: I also lived in the tax haven of Andorra for a while- between France & Spain. It is much cheaper than Monaco! It has a few good restaurants.
It is a mountain valley town a bit isolated from any big cities... Biggest negative: Constant traffic jams will take you over an hour just to get out of town going towards Barcelona, for instance. Unless you like their excellent winter skiing, Andorra IS very boring compared to Monaco. Tax-free shopping is great though. When I was there, you could walk into a gun shop & buy all the guns and ammo you wanted. Still, it was a very safe place.
Other places that used to be tax havens you could just move to without any paperwork, now want a minimum tax guarantee from you of big money like $100,000 in Lichtenstein, and maybe almost as much in Jersey. Their relative isolation makes them a distant second choice over Monaco if you have the money.
The only well-located (in Switzerland) de-facto tax haven I can think of currently is Campione, Como, Italy.
It is a mountain valley town a bit isolated from any big cities... Biggest negative: Constant traffic jams will take you over an hour just to get out of town going towards Barcelona, for instance. Unless you like their excellent winter skiing, Andorra IS very boring compared to Monaco. Tax-free shopping is great though. When I was there, you could walk into a gun shop & buy all the guns and ammo you wanted. Still, it was a very safe place.
Other places that used to be tax havens you could just move to without any paperwork, now want a minimum tax guarantee from you of big money like $100,000 in Lichtenstein, and maybe almost as much in Jersey. Their relative isolation makes them a distant second choice over Monaco if you have the money.
The only well-located (in Switzerland) de-facto tax haven I can think of currently is Campione, Como, Italy.
So if I were to summarize what's being discussed here: You need to take a flight to Monaco and look around to see if you feel like you fit in with the population there. If everything is as you want it, then you just need to find a suitable place to live.
But I read that there might be a capital requirement of 500K euros just to be allowed to live there, is that true?
But I read that there might be a capital requirement of 500K euros just to be allowed to live there, is that true?
100% this! The experience of the INITIATED is priceless.
When I was a kid, I automatically levitated toward older people's wisdom. I recognized that they had already walked the walk of life and KNEW where the landmines were.
Notwithstanding recognizing this and heeding their warnings, I STILL did stupid things they told me NOT to do because the "majority" thought it was normal.
Now, if the majority of people claim that gambling in the Casino and betting on X =9 will make everyone rich...and this outlier/odd guy says that gambling will cause destitution, I'm on the side of the last guy!
same as in Switzerland I heard. You only need to register each weapon with the police.
Does anyone know how long the procedure takes before Monaco approves you as a resident? And what possible objections could be? I haven't been able to find anything about that on this forum or online for that matter. I read someone writing about them doing due diligence. Obviously have nothing to hide but I'm strongly considering to rent a place there somewhere next year and register when the time is right. It would be a shame if it doesn't work out in the end for some reason
Take a trip and stay at Fairmont Monaco. If I had to do it again, I would do it in the middle of January. It's cold, and no one is there. You get 100% attention. No distractions. No frictions.
Now...AFTER you check-in and settled in your room. Come back down and stand facing the check-in lobby. Now, turn 90 degrees to your left. Walk to the back, and when you reach Stefano Ricci, look to your right. Ask your questions there...***BUT*** ONLY if you are a registered guest at the hotel. Do NOT attempt to get a freebie. The people in there carry a LOT of clout in Monaco. I have ZERO clout in Monaco! Maybe even negative clout, so I can't "fix" anything. I'm the proverbial guest on an airplane WITHOUT a parachute, so I stay far away from the cabin doors...if you know what I mean
Good luck & success!
Thank you for your insightful words, it is truly appreciated. Will definitely do so! I'll be on my best behaviour.Take a trip and stay at Fairmont Monaco. If I had to do it again, I would do it in the middle of January. It's cold, and no one is there. You get 100% attention. No distractions. No frictions.
Now...AFTER you check-in and settled in your room. Come back down and stand facing the check-in lobby. Now, turn 90 degrees to your left. Walk to the back, and when you reach Stefano Ricci, look to your right. Ask your questions there...***BUT*** ONLY if you are a registered guest at the hotel. Do NOT attempt to get a freebie. The people in there carry a LOT of clout in Monaco. I have ZERO clout in Monaco! Maybe even negative clout, so I can't "fix" anything. I'm the proverbial guest on an airplane WITHOUT a parachute, so I stay far away from the cabin doors...if you know what I mean
Good luck & success!
You live there most of the time if I read your posts right. So you changing between Monaco and Switzerland the whole year?Take a trip and stay at Fairmont Monaco. If I had to do it again, I would do it in the middle of January. It's cold, and no one is there. You get 100% attention. No distractions. No frictions.
Now...AFTER you check-in and settled in your room. Come back down and stand facing the check-in lobby. Now, turn 90 degrees to your left. Walk to the back, and when you reach Stefano Ricci, look to your right. Ask your questions there...***BUT*** ONLY if you are a registered guest at the hotel. Do NOT attempt to get a freebie. The people in there carry a LOT of clout in Monaco. I have ZERO clout in Monaco! Maybe even negative clout, so I can't "fix" anything. I'm the proverbial guest on an airplane WITHOUT a parachute, so I stay far away from the cabin doors...if you know what I mean
Good luck & success!
this is still not answered clear.
What would be the minimum requirement to relocate to Monaco also minimum money to have? I don't speak about living standard etc. but to become a tax payer there.
I started in Monaco in the late 90s.
After the Obama fiasco with FATCA and the OECD with CRS & AEOI and other bvllsh1t, coupled with my clients' inability to find reliable suppliers, I came back into the business. However, I needed a better setup since Monaco was somehow on Chinese banks' lists of "suspect" countries (nobody could answer why, and I still don't know why or who put them there).
I used my Monaco residence and leveraged a deal with Zug! Deal would be = Open a company in Zug, spend some time in CH, but only taxed on corporate profits.
That's it! Simple and no complications, no providers, no lawyers.
Also, for commercial purposes, my suppliers have my contact information (mailing address, phone number, IP etc, etc) in an impoverished third-world country that favors Taiwan instead of mainland China, so I am their ally & "sliding glass door" into that market!
You NEVER EVER want to come in as a small entrepreneur from wealthy places like North America or Europe.
Suppliers will bend backward to get a contract from Apple, Walmart, and other multinationals, but they'll try to earn the difference by fleecing the little businessman.
This is no different than (most of) us bargaining down a price with a street vendor, but we would NEVER walk into the Louis Vuitton on Champs-Élysées and try to bargain the price in that store.
You must give the bank €500K in "cash deposit" or equivalent. It can be public shares. They'll issue a letter saying you have these funds.
Monaco has no taxes, except CIT, if you have a business there. If you are going to travel a lot, I suggest you open a small business or retail store. Monaco will thank you and apply willful blindless vis-à-vis your life. You will NOT be bothered! Of course, don't post or complain. If someone makes a mistake in their favor, solve it tactfully! Please keep any confusion away from the public eye & knowledge! Do NOT gossip about anyone in Monaco or who has ties to Monaco.
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If you just want to rent an apartment and stay there in Monaco as a perpetual tourist (not a legal resident), there is no financial requirements to live in Monaco , That is, aside from the landlord's request for the usual 1 month rent & 2 months security deposit. I did that for 40 years. With an EU passport it is entirely do-able today.
Now for a little side-story, after I was in MC for a few months, 40 years ago, I met a guy who worked there and lived at a crappy rented studio with no view t...It must have been the cheapest rent-controlled apartment in Monaco. He was leaving town and he said that for a small amount of key money (about $1000), I could take over his $ 150-a-month apartment which would be kept in his name. I did that deal and kept that place for over 20 years at the same rent before I turned it over to somebody else. For all I know, that place still exists and the rent is still $150 a month. There are always crazy deals like that anywhere in the world, but you have to look, be pushy & lucky to get them. I would never buy or rent any place unless I felt I was getting a good deal with a target of less than 50% of market value.
I thought about getting legal residence, but the MC cops wanted too much info about my personal finances and personal details, so I developed the PT philosophy of being a low profile guy, just "Passing Through"...Nobody ever asked any questions ...In MC there is no special police who are dedicated to rounding up & deporting illegal immigrants, etc. So if you blend in, and stay out of trouble, you can spend all the time you want in Monaco "ündocumented." If you NEED the legal residence, and are a good buddy of the Prince, approval time should take about 15 seconds. Otherwise, there is no fixed rule and one Italian friend of mine who has plenty of money has been waiting 11 years. Rumor has it that if you make a donation to the Monegasque Red Cross of over EU 1 Million you will get pretty quick approval. Otherwise, well, it's a maybe, maybe not. If you are a Nobel Prize winner big international celebrity, a sportsperson or an ex-president or king, which excludes most of the readers here, you will also get a fast track. Oh, and one other thing. There is a lot of surveillance in MC. Every phone conversation, internet connection, and even every walk on every street & every drink you have at a bar is monitored & recorded. This never bothered me as the extensive surveillance of everything & everybody prevents and solves any crimes. Keep a low profile and it won't bother you either. (by Peter Taradash)
"And what possible objections to your request for legal residence in MC ? What could they be? "--The annoying thing is that they won't tell you their objections, They just don't approve ...At best, maybe they tell you as they did in a friend's case, "resubmit all papers."Or they want more certifications, notarizations and authentications. For instance: Seeing your current passport may be not enough. They want a letter from the minister of the interior dated less than 30 days ago, certifying that the attached passport was validly issued. Stuff like that! And of course, the Minister of the Interior of your country may not respond or write such a letter for you, or anyone.Take a trip and stay at Fairmont Monaco. If I had to do it again, I would do it in the middle of January. It's cold, and no one is there. You get 100% attention. No distractions. No frictions.
Now...AFTER you check-in and settled in your room. Come back down and stand facing the check-in lobby. Now, turn 90 degrees to your left. Walk to the back, and when you reach Stefano Ricci, look to your right. Ask your questions there...***BUT*** ONLY if you are a registered guest at the hotel. Do NOT attempt to get a freebie. The people in there carry a LOT of clout in Monaco. I have ZERO clout in Monaco! Maybe even negative clout, so I can't "fix" anything. I'm the proverbial guest on an airplane WITHOUT a parachute, so I stay far away from the cabin doors...if you know what I mean
Good luck & success!
Dealing with bureaucrats and applying for something & getting impossible requests is what makes people decide to become PTs.
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@peter taradash enjoying reading your stories. I just have a question that's been on my mind—do you have a wife and kids or any other family, or have you always been a loner your whole life?
@peter taradash I've watched quite some of your videos yesterday, I'd like to thank you for putting the wisdom on the internet for a young businessman like myself to learn from. I really appreciate it. From your ramblings about Southern France to some of your cooking videos which I've frankly enjoyed too. Looking forward to reading more stories about your life and useful information on OffshoreCorptalk.
I'd like to say I'm a bit disappointed, yet thankful that I'm now fully aware, it's such a tedious process to register in Monaco. I've been a PT myself for some years, with success, but I'd like to come home to a place every now and then in a low-tax country. I think I might still give it a try and see where it goes
I'd like to say I'm a bit disappointed, yet thankful that I'm now fully aware, it's such a tedious process to register in Monaco. I've been a PT myself for some years, with success, but I'd like to come home to a place every now and then in a low-tax country. I think I might still give it a try and see where it goes
Secrets of Peter Taradash, since you asked . . .
I usually keep my personal life personal, but now that I am nearly 90, and retired for a long time, here are some of my secrets. I have had 5 wives & an equal number of kids plus grandchildren & great grand-children. Some of the ex-wives & kids like me, some don't. The ones who like me come & stay with me sometimes.
The last treasured & brilliant Asean wife has lasted 3 decades ... She runs my personal life & makes us Kimchee & Adobo, among other things.
I am too old to be living out of suitcases and driving cars so I spend about half a year in the Riviera, & Switzerland and cruise for half a year in SE Asia with her -- when its winter in the EU. I don't need to carry any luggage when going between places because each of my 3 HQs has everything needed. To keep busy, I made those blog videos you mentioned. Some people find them amusing, My favorite is the one where I had a sword fight with famous prawn star John Holmes.
,
I was "almost" a fully clothed P**N star (50 years ago). Also recently spent 3 years stuck in (but loving) Buenos Aires during the Covid period.
I like this Offshore Corp Talk site and am happy that some of you enjoy and find useful the info I impart . My life as a PT has been quite eventful as you will see from the videos.
I usually keep my personal life personal, but now that I am nearly 90, and retired for a long time, here are some of my secrets. I have had 5 wives & an equal number of kids plus grandchildren & great grand-children. Some of the ex-wives & kids like me, some don't. The ones who like me come & stay with me sometimes.
The last treasured & brilliant Asean wife has lasted 3 decades ... She runs my personal life & makes us Kimchee & Adobo, among other things.
I am too old to be living out of suitcases and driving cars so I spend about half a year in the Riviera, & Switzerland and cruise for half a year in SE Asia with her -- when its winter in the EU. I don't need to carry any luggage when going between places because each of my 3 HQs has everything needed. To keep busy, I made those blog videos you mentioned. Some people find them amusing, My favorite is the one where I had a sword fight with famous prawn star John Holmes.
I was "almost" a fully clothed P**N star (50 years ago). Also recently spent 3 years stuck in (but loving) Buenos Aires during the Covid period.
I like this Offshore Corp Talk site and am happy that some of you enjoy and find useful the info I impart . My life as a PT has been quite eventful as you will see from the videos.
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