I agree.
but TQQQ is just for one type of investment. short term, like 30-40 trades per year
while on QQQ you can hold it for long term
but if you hold it for long term is better SPY, more diversified.
I agree.Agreed on sp500 part
But don't agree on tqqq
It is only tech based and much higher drawdown than sp500
I prefer to have all sectors under voo which has 30% tech.
10% a year is enough
Oh so you are trading aka gamblingI agree.
but TQQQ is just for one type of investment. short term, like 30-40 trades per year
while on QQQ you can hold it for long term
but if you hold it for long term is better SPY, more diversified.
I am curious to know your exit strategy, if you have one. Or do you plan to just hold forever and enjoy watching numbers increasing?I only hold
I don't buy low sell high
Good questionI am curious to know your exit strategy, if you have one. Or do you plan to just hold forever and enjoy watching numbers increasing?
Perhaps you use your holdings as collateral for loans?
Certainly one of the safest and sustainable income+growth strategy but requires at least US$ 5M capital.Good question
From voo I make 10% +1.34% dividend per year
I spend only dividends (1.34%) that's is all what I need
The 10% I reinvest it and let compounding do its magic
Even if there will be drawdown I still get my dividend guaranteed
For me dividend = salary
Hope you got my point
No matter what happens even if sp500 falls by 30-50% a year. I still collect my dividend and live off it.
From voo I make 10%
Agreed with inflation partMore like 7%, let's not forget inflation.
I seriously doubt the next decade will return that 7% average.
Enjoy the ride...
But 7% on average is very possible
5% without inflation is enough for meVanguard came up recently with a long report in which they expect an average return of 5% during the next decade (adjusted for inflation).
Goldman Sachs forecast is also 5% for the next decade.
Although at the end of the day nobody knows, but it doesn't seem that inflation is coming down to 2% anytime soon.
We shall see....
where do you do that, what platform ?some extra pickings that I don’t want to run through the bank.
I meant that some of the holdings (for example RIVN) are not for income purposes.where do you do that, what platform ?
Just missing BXSL in it and quite a few that overlap themselves (thus reducing the efficiency of the portfolio, but I assume that's on purpose), otherwise quite the income portfolio.Not financial advice.
Since a few people asked me in private, this is how I invest with IBKR for income plus some extra pickings that I don’t want to run through the bank.
The current overall annual dividends rate of the portfolio is 8.7%.
View attachment 5763View attachment 5764
Sloppy is too nice of a word for that platform feature, LOLCan anyone suggest an automated portfolio analyst a bit less sloppy than the one integrated in IBKR?
BXSL currently weights 3.5% in the portfolio. Will post an update on Jan 1st.Just missing BXSL in it and quite a few that overlap themselves (thus reducing the efficiency of the portfolio, but I assume that's on purpose), otherwise quite the income portfolio.
@JohnnyDoeThere are also very good bonds yielding 7-12%, most with $100k-500k minimum size though and I’m not sure you can buy them all with IBKR (I do that via the bank).
Look at the perpetuals and the various issuings from banks/financial companies for institutional investors. You can use a bond selecting tool.@JohnnyDoe
Can you provide some examples of the companies offering those bonds?
What banks offer this service?
Thanks
Never try to time the market! Setup a regular buy plan and don’t look at prices.Guys, do you keep buying the ETFs and Stocks now for your long term portfolios?
Or you wait for prices drop? I just can't make myself to buy now when it is all at AHTs
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