Swiss neo bank

[Don]

Well, sounds promising I've heard about it already, under the label “a guaranteed bank account“ or so but never have gone into it more deeply. And I guess it will work in all EU member states similarly, it's some EU directive.
I'll open a separate thread, as it is OT here. UPDATE: The thread is opened: The EU “right to a basic bank account” - how it really works?
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@Don: What do you mean by “TRP”? (...Tax Residence Proof or what? )

I meant a temporary residence permit, a right to reside in the country.

The EU directive indeed forbids discrimination of other EU residents.