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Personal credit cards?

this is totally untrue. In Germany 50 per year are only allowed, Switzerland and Austria will change it shortly according to AMEX SVP I spoke to recently.
Get yourself a Bulgarian address (cheap) and apply for Revolut Ultra via that route
50 is better like 5, Lol. Bulgarian address? I can't get a physical card with it. Also, I need to prove my residency with electricity bill or something similar. So Bulgarian address no work for this.
 
https://aksakov20.eu/rent/virtual-offices-and-services
utility bill with phone number possible

Solo offers more visits with the AMEX Platinum you looked at Mastercard ...
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