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I think that the former is true – but I have not checked with him, as I do not need to know, currently (and the situation is changing constantly, of course). I possess just some indicia what bank it is / can be – I can tell you in DM if you are interested.

In general, anyone is encouraged to ask James Baker, what it is currently about. He is not a scammer, AFAIK.
If you could tell me, I would appreciate it :)

I have not worked with James Baker before but seen a few of his videos. I think they are useful especially for anybody starting with US LLCs. If the banking option would be worthwhile, maybe I'd purchase it as well