- traffic is NOT encrypted without VPN- traffic is encrypted even without VPN
- and the VPN provider wil see what you in the internet instead
- what's the problem with "no problems with signing in to your email or social media accounts either." without VPN?
- trust me it´s always better that a VPN hosted somewhere far away without knowing your name and anything about you sees what you do in the interned instead of your local carrier who knows exactly everything about you and can even terminate service, throttle you down etc. Always safer with a VPN!
- keep reading the whole thread and then come back asking again relevant stuff. Just a hint go and try loging in to your accounts with Tor and then compare it with a VPN. Good luck with that.