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SOF for real estate purchasing

Spain: Lawyer, bank, property developer (usually their internal compliance)
everything is done through your lawyer. if you have a good lawyer you can avoid local banks which means less headaches.

Andorra: Prepare for pain. Also have a good lawyer who can ease the pain. Everyone needs your SoF (lawyer, banks, notary, government) - full story, tax returns, payslips, police records from passport country + country of residence if different. Banks are bs, you basically need a bank to pay your property bills monthly and they'll force you for to lock up a 100k-500k deposit, and you will have no choice because you have only 3 options (Andbank, Creand, Morabanc). Worst banks with total idiots working there. But if you manage to get in - enjoy the 10% taxes and ski slopes.

Latvia, Estonia: Notary. Can use crypto to buy sell properties. Depends on your passport, generally payslips/dividend/general crypto SoF docs are fine.

Portugal: Notary, lawyer. Can use fixers who take your crypto, provide you with SoF and manage the whole deal for 3-5% fee.

You need a good bank initially (with SEPA) where your statement looks clean and tidy. Then your payslip/dividends/crypto docs. And in most cases you just wire directly to a local lawyer or the notary's deposit account (avoid the "you need to wire from a local bank" scam or change the lawyer). It's best if your bank matches your residence country.
very good summary of the countries to look in to if you have deep pockets.
 
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