Opening a U.S. Personal Bank Account from Abroad

[yngmind]

why not, you want a personal account, if no travel you may get trouble anyway with US bank?

I will eventually, but not now.

Why would I get in trouble?

I will get a HSBC premier in HK, then I will get HSBC US remotely.

 

[drillbill]

you solved you problem now, very good.

I will get a HSBC premier in HK, then I will get HSBC US remotely.

Why would I get in trouble?

you can't visit the US you must be black listed or you are not in need to get a bank account, if a flight is all that stops you, you must have problems with the USA

 

[yngmind]

you solved you problem now, very good.


you can't visit the US you must be black listed or you are not in need to get a bank account, if a flight is all that stops you, you must have problems with the USA

Well, the topic was about discussing the possibilities of opening an account in a branch in a different country or remotely, not about why I can't go to the US.

 

[Forester]

what a s**t show! What's wrong with you?

why the f**k you are opening a thread like this which purpose is only to promote your service?

Lol, the s**t show is what you just wrote.

So, my question is, what's wrong with you? What the f**k are you trying to say?

Guys, keep it civil. This conversation style is not welcome here. Take this as just a friendly alert.

if a flight is all that stops you, you must have problems with the USA

It is not so, definitely.
E.g. I personally know people (with non-US passports) who are not willing to travel to the U.S.A. as they are not willing to have their fingerprints stored in a foreign database without any criminal foundation – and I understand them well.

Well, the topic was about discussing the possibilities of opening an account in a branch in a different country or remotely, not about why I can't go to the US.

I second this. Please, do not go off-topic / hijack the thread.

To the matter, @Clank is correct here https://www.offshorecorptalk.com/th...al-bank-account-from-abroad.47166/post-342951 – TBMK.

If I'm ready to deposit $100,000–$200,000, do I need to contact a U.S. Citibank/HSBC branch, or should I first get a Premier account in another country and then open a U.S. account?

As far as I am aware, the latter is the right way.

 

[Clank]

Thank you, guys, for this information.

If I'm ready to deposit $100,000–$200,000, do I need to contact a U.S. Citibank/HSBC branch, or should I first get a Premier account in another country and then open a U.S. account?

You can open the account directly in the US, no need to be premier in any other place. And you can do it online for the vast majority of residencies.

For HSBC US you can do it on the website and for Citibank IPB USA you need to call them and they will send you an email for KYC.

 

[Forester]

You can open the account directly in the US, no need to be premier in any other place. And you can do it online for the vast majority of residencies.

Really interesting; thanks for sharing. Was it always so? To be honest, I do not recall it exactly but I think that some years ago it was not so... but I am not talking about my own experience, just what I heard, I admit.

 

[daniels27]

Really interesting; thanks for sharing. Was it always so? To be honest, I do not recall it exactly but I think that some years ago it was not so... but I am not talking about my own experience, just what I heard, I admit.

IMO yes. but as far as I know, they application on the website often was buggy in the sense that they denied your application. Especially if you were not in the US or used a VPN.

 

[Clank]

IMO yes. but as far as I know, they application on the website often was buggy in the sense that they denied your application. Especially if you were not in the US or used a VPN.

Probably it was denied for another reason as they state on their website that you can open the account from abroad.

https://www.us.hsbc.com/international-banking/account-opening-availability/

 

[yngmind]

IMO yes. but as far as I know, they application on the website often was buggy in the sense that they denied your application. Especially if you were not in the US or used a VPN.

Does the IP address really matter? I can just use the internet from my US SIM card.

For those who don’t know, it gives you a real IP address. Even if you are in New Zealand, there’s no way to detect that you’re not in the US—unless the app asks for GPS access. However, that can also be faked on an Android phone.

 

[daniels27]

Does the IP address really matter? I can just use the internet from my US SIM card.

I think so.

For those who don’t know, it gives you a real IP address. Even if you are in New Zealand, there’s no way to detect that you’re not in the US—unless the app asks for GPS access. However, that can also be faked on an Android phone.

Yes, but you need to pay roaming charges in case they apply. Which GPS faker are you currently using?

 

[yngmind]

I think so.


Yes, but you need to pay roaming charges in case they apply. Which GPS faker are you currently using?

I'm not using a GPS faker, but I know how to use one in case I need it. Most banks don't ask for that. You can just find it on Play market.

Yes, you need to buy roaming data. That's what I usually do, and I have SIM cards from different countries.