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Thank you blueweb for your comment as well... sorry to hear you lost some money and time, but good to know you found a solution. If you're willing to share why your original set-up was not accepted and why your second was, that would be great. Obviously keep any personal stuff private.
Normally we don't engage in such discussions. But now I have to correct something here.
You forgot to mention that your name pulled up on the banks internal match list of financial criminal people. We have a problem with such people since it's impossible to open anything for them.
This is a final comment to this story and for sure I will not bother to engage further.
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