Investing ideas with 1ml

[369]

What I want t say with this: In a time of rising interest rates we need dividends that are very high to compensate for the risk of holding equity.

or stock prices needs to go lower to increase % of yields which they normaly do

 

[GeneralGogol]

@GeneralGogol : 3%-4% in USD with a normal SG bank account seems overstated and not achievable at the moment. Where did you source that rate?

https://www.ocbc.com/personal-banking/deposits/interest-rates.page
4% for 12 months for 500k+, slightly less for lower amounts\periods

 

[deraty]

Hi.

1. You can find Equity REITS (not mortgage REIT's) . They pay rental income from their thousands of properties.
2. You can invest in fundrise.com. Operates with crowd funding (not that much regulation) but they rent and pay your share.7
3. I do not know what the hell is but you can try yield notes. Their and their clients are assertive about that. 10+ per month. But it can be a ponzi. You can diversify with that.

 

[deraty]

Micro finance and litigation funding are two lucrative sectors that allow for a moderate “hands off” approach.

Hi JohnnyDoe.

Can you show me sites who involve in Microfinance?

 

[clemens]

1. You can find Equity REITS (not mortgage REIT's) . They pay rental income from their thousands of properties.

any link to such place, is there an online platform or something that could work out a deal with me?

 

[deraty]

any link to such place, is there an online platform or something that could work out a deal with me?

Find it in stock market. Make sure you choose the most reliable ones and undervalued. Make sure they are not mortgage reits and their whole investment is on real estate buildings

 

[deraty]

any link to such place, is there an online platform or something that could work out a deal with me?

You can also use Arrived | Easily Invest in Real Estate - it has no strict minimum and in the sense of relability , Jeff Bezos in involved in this business...

 

[Matade]

Hi boys,

this thread is intended to be a point of comparison with forum users to collect investment ideas that allow you to live on "income" without having to focus on an active business that requires your presence in the management of the activity (or that requires a few hours week).

How would you invest this money to make it re-evaluate efficiently and safely and get a return? What business would you run?

Bond trading
Real estate purchase
Purchase valuable watches
Loans

What you suggest?

Your own business with added value and insight information or S&P500.
Those are the only risk adjusted moves that make logical sense.
Everything else is gambling.
Remember that statistically you can't time the market or stock pick. The market is highly efficent in 2024.

If you want to live off truly passive income in a hands off approach with minimal risk, just buy some dividend ETFs, that's what they are built for- investors that want to get passive income without doing anything. Look into VIG, VIGI, DIV.

Dividend ETFs are suboptimal.

You are forced to pay tax each time you receive dividends instead of paying tax once when you sell (essentially allowing you to choose when you pay tax). Cash should rather be reinvested for compounding interest or kept on books instead of being paid out as dividends. This is the exact reason Berkshire doesn't pay dividends.

Dividend invseting is a meme. It doesn't make mathematical sense.

You could consider angel investing, after some initial work you can remain a silent partner.

1 million is not enough for angel investing. Angel investing requires you to invest in about 50-100 companies to get unicorn, maybe via syndicates, but realistically you'd have to move to Bay Area to get on the best deals early during seed rounds and you will spend half of that money just living in Bay Area. Other countries don't have enough unicorns to warrant angel investing. Angel investing starts to make sense at around 7-10$ Mil.

HEX / PULSE / PULSEX

Reported

 

[JackAlabama]

HEX / PULSE / PULSEX

how did that play out? Havent checked up on the hexicans for a while.

 

[brianK]

You can also use Arrived | Easily Invest in Real Estate - it has no stri

have you invested here?

 

[deraty]

have you invested here?

No. I am not a USA Citizen. But it is a Jeff Bezos company. Only US citizens can involve with them.

 

[brianK]

No. I am not a USA Citizen. But it is a Jeff Bezos company. Only US citizens can involve with them.

okay, that's a no go for me, I'm not a US citizen.