How is Currenxie now and do it works with Wise?

[Propeller]

Not at all. If I recall well, Currenxie uses a concept of beneficiaries. I.e., if you want to send money to some subject, you must introduce them as a beneficiary – it means to enter their payment information to the system. After having a (new) beneficiary, you can send them some amount just by a few clicks.

like in any other online banking not complicated?

 

[diatessaron]

Good to know, I have opened an account with them some time ago but never used it since there online banking looks amateur.

Can you please define your concept of "amateur" when it comes to Currenxie?

 

[diro]

The last time I logged in to currenxies account it looks like some 2000 website building. But I haven't used them for years.

 

[Clank]

The last time I logged in to currenxies account it looks like some 2000 website building. But I haven't used them for years.

To be honest it doesn’t look like that for me. It’s a react framework application. Much better than many banks.

 

[Forester]

like in any other online banking not complicated?

In my deep opinion, really easy.

Good to know, I have opened an account with them some time ago but never used it since there online banking looks amateur.

Can you please define your concept of "amateur" when it comes to Currenxie?

Yes. I can imagine well that for someone the Currenxie banking interface is not satisfactory as this is completely individual; but if you, @mytoofood, share what you consider wrong there, it will be appreciated. (I am in no way related to Currenxie just wondering, as a person interested in UI experiences...)

 

[bountymounty]

Are you all overall happy with Currenxie ?

 

[diatessaron]

Are you all overall happy with Currenxie ?

It has been a great EMI so far.

 

[Forester]

It has been a great EMI so far.

I can confirm this. I recall no major issue with them for years.

 

[mytoofood]

How much money do you guys hold with currenxie ?

 

[Propeller]

In my deep opinion, really easy.

I signed up with them and got my account this morning. You were right it is a good netbanking and easy to use.

 

[Sean Restling]

Are you all overall happy with Currenxie ?

Personally happy with them. Although I would have preferred if they could issue a prepaid card to me so I could use the funds easily (based in EU).

 

[Forester]

How much money do you guys hold with currenxie ?

Sorry I have somehow overlooked this
1) Currenxie is not a deposit institution. If you just hold there some cash and do not do any transactions for a remarkable time (a year or so), they will even complain (very politely – I witnessed it).
2) With a certain company, I had constantly low 6 figures there (as it was necessary for the business) and I was sleeping perfectly well.

Although I would have preferred if they could issue a prepaid card to me so I could use the funds easily (based in EU).

Yes, unfortunately; they issue cards to HK companies only.

 

[bountymounty]

1) Currenxie is not a deposit institution. If you just hold there some cash and do not do any transactions for a remarkable time (a year or so), they will even complain (very politely – I witnessed it).

so they only make money if you move your money around and pay bills ?

 

[Forester]

so they only make money if you move your money around and pay bills ?

Have a look at their pricing. I think that you will naturally come to a conclusion that the answer for your question is a simple yes.

 

[AlicaFunk]

They are good and reliable after some weeks testing it went out well so far. Have moved a few thousands to get familiar with them.

 

[diatessaron]

Seems like they've updated their dashboard, I logged in today to find a new look.

 

[Forester]

Seems like they've updated their dashboard, I logged in today to find a new look.

Yes, they are rolling some upgrade, at first to selected clients. I have seen it, too. All I can say that it is probably not worse – what I consider to be a good result if we talk about any UI upgrade

Currenxie is not a deposit institution. If you just hold there some cash and do not do any transactions for a remarkable time (a year or so), they will even complain (very politely – I witnessed it).

I can update this information. Currently they do not like to see the account being inactive for more than 90 days, if so, they will politely complain.

 

[lavel]

I must say you understand how to make people nervous about banks and EMI's - I read the thread about Wise and that they are closing accounts in an instant. Now, I would like to spread my 300K euros so that it's not all just with Wise, but rather distributed across 3 - 4 EMI's - I already have a Currenxie account. Are they still reliable or can one transfer money from Wise to Currenxie, are there any problems with that?

I have been using Wise for many years no such problems as many negative reports here.

Currenxie account is also functional without problems for last 4 years.

 

[mytoofood]

Yeah, I have created an account with Currenxie and it works quite well. I probably missed out on something all these years I hesitated to use them.