How is BUNQ? Anyone had a frozen account?

[legrant]

Source was my own current account under my name.

Could be because of account age, I created mine back in 2019 and left it dormant for a while, but then in 2021, I received payments bigger than yours all crypto-related, and no questions asked.

 

[JohnnyDoe]

I am using Bunq for 2 years now, they always ask for supporting documentation but so far no problems.

 

[koohl]

Are you all still satisfied with Bunq?

What supporting documents they ask for ?

 

[JohnnyDoe]

I am still with bunq. The main account is a personal one, nothing much asked, I just send them my tax returns.
For businesses, they normally ask invoices and contracts. Sometimes they close accounts but I don’t care since they are disposable ones and they don’t freeze the money.

 

[koohl]

Sometimes they close accounts but I don’t care since they are disposable ones and they don’t freeze the money.

you just create a new one with them? not in same name right?

 

[JohnnyDoe]

you just create a new one with them? not in same name right?

Correct

 

[Houdini]

Do you know if they open business accounts, I can't see it from their page
https://www.bunq.com/benefits

 

[lonizzita]

Corretto

how do you create multiple accounts? do you use friends accounts?

 

[JohnnyDoe]

Do you know if they open business accounts, I can't see it from their page
https://www.bunq.com/benefits

They do

how do you create multiple accounts? do you use friends accounts?

friends, either real or imaginary

 

[Houdini]

No business accounts?

 

[Simon4466]

No business accounts?

Just click the toggle to switch from personal to business on the pricing page (to see the business accounts' pricing).

 

[uplana]

What's your thoughts are they worth it to apply for an account as a 2nd or 3rd option for banking for my business?

 

[Simon4466]

What's your thoughts are they worth it to apply for an account as a 2nd or 3rd option for banking for my business?

Loads of people I know use Bunq and are very happy with it overall. Of course on this forum you will find many people who try to use Bunq accounts for things such as P2P crypto trading and other outright forbidden things and then complain about their account got banned...

But overall it should be a "good bank" for normal activities (although a lot of organizations who have difficulty finding a payment processer use their iDeal API as well).

 

[uplana]

But overall it should be a "good bank" for normal activities (although a lot of organizations who have difficulty finding a payment processer use their iDeal API as well).

Thanks for the information. I will apply for an account with them.

 

[anotherone]

Stay away from Bunq, they also locked some transactions. They wanted "legit PDF supporting documents". I withdrew my money and closed my account. The transaction amount was only 2800 euros. This had nothing to do with crypto. This is their AML policy.

By the way, I must mention that it was not bunq's fault. I was wrong, it was Lydia's fault.

 

[12345]

I had good experience with bunq too

 

[anotherone]

Bunq closed my account without any notice.

I don't like the way they address me: when they say "Hey"
It is not serious.
Their app looks more like a video game than a serious banking app anyways.

So be advised!

 

[JohnnyDoe]

Bunq closed my account without any notice.

View attachment 4706

I don't like the way they address me: when they say "Hey"
It is not serious.
Their app looks more like a video game than a serious banking app anyways.

So be advised!

How did you use it? You must have been a very bad boy. They haven’t closed my account yet, which tells it all

 

[nobel]

I would like to have an account but it is not possible, they only take EU customers. How do you do it? I assume you are all non-EU?

 

[JohnnyDoe]

I would like to have an account but it is not possible, they only take EU customers. How do you do it? I assume you are all non-EU?

Yes you need to be a EU citizen or pretend to be one