The problem is that both the Commissioner and the Regulator are incompetent and merely puppets of J5 who have commended the actions of the OCIF in suspending EPB and have left the issue hanging in the air after there was no evidence of money laundering found. Now that J5 have failed to achieve that objective of finding criminal activity within EPB they have moved on as they accomplished their mission in getting the bank closed and have left the fallout to the 2 puppets to resolve who both have no clue what to do. Having tremendous power without competence is what we are up against and throw in some inflated egos for good measuure. One big mess!