Again: please clarify the essential information – for what subject do you need such an account? US company, non-US company, personal account (probably for non-US resident, otherwise you probably would not have asked 
). It matters a lot.
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EMI with US bank accounts
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Again: please clarify the essential information – for what subject do you need such an account? US company, non-US company, personal account (probably for non-US resident, otherwise you probably would not have asked ). It matters a lot.
I would be interested to learn the same. I can't see why it is important for you to have, yesterday I learned from another thread that Wise is able to open real US bank account if you're US resident.
And what is wrong with the banks?
Wells Fargo - Routing: 121000248
Bank Of America, NA - Routing: 121000358
And what is wrong with the banks?
Wells Fargo - Routing: 121000248
Bank Of America, NA - Routing: 121000358
Even if you are not US residents you still can but seems they are avoiding asian or african residency of the accounts holders
You can usually get the Wise US account. You just need to click that you certify you're not a US citizen / taxpayer, and you get an account at CFSB. I'm pretty sure Americans get the Wise US Acct. Nums through a different bank like WF or Chase
Wise is not open to all residents. It is mainly due to local regulations or US sanctions. You can find the list here:
https://wise.com/help/articles/2978049/which-countries-can-i-use-wise-in
There are further restrictions to whether you can have a balance on the account (i.e. Wise action as bank that keeps money) and further restrictions on whether you can also get US bank details:
https://wise.com/help/articles/2813542/where-can-i-open-a-wise-balancehttps://wise.com/help/articles/2810318/can-i-get-usd-account-detailsNote that even Nevada has restrictions.
Mercury Bank is more or less currently only for businesses, so it would be interesting to hear about a good alternative for individuals who want a US bank account.
Any high street bank will open it once you are there. Otherwise, you apply for an ITIN and then open them online. It is cheap and good quality,
Charles Schwab International is available in any case and offers good service as well.
Do they provide me a US account with routing numbers for my business and personal?
With ITIN and US address no problem. Without, it gets more difficult, there always are some banks that do it for you if you look hard enough.
Are you sure, have you ever opened us account remotely? Bank reps told me that due to regulations its not possible to a bank account remotely for a foreigner. I spoke to a guy experienced on the ground and he confirmed the same
ITIN and US address is mandatory
It is utter nonsense of a guy without clear understanding of the actual laws. You also find bank reps claiming the same about SSN being mandatory. Fact is, nothing is mandatory. The bank just needs to follow KYC and AML etc. and non of those require an ITIN nor a US address. I opened many bank accounts remotely in the US both for me and for a foreign company.
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Can you say which bank ? Personally I called like 8 US banks around 6 months ago for business bank account and everyone of them told me that I need to be there in person and have an ITIN
That is experience of others as well, I opened business Bofa and ITIN was mandatory
On the hand I know a foreign guy owning property in Florida and he managed to open personal bank account without ITIN (bank of america)
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