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Easiest fool proof crypto-fiat (cc) platform

A physical card without kyc? Not possible, but I'd go with binance. Their kyc process is very easy and straightforward (ID+Selfie+Proof of address).

But if you need a virtual card that could be loaded with crypto, you will find plenty of services.
 
I don't know but what about
https://www.xapo.com/
Some years ago I used them as a crypto debit card, load with crypto and spend in ATM's.
Too much DD to open a bank account these days :(
 
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