hi mAzzy, the other (real) lawyer already confirmed, I posted that little days ago.
I'm in the process now, I'll try to update here in few weeks or months. Let's see, I'm sceptic like you!
More good news:
ARIVAL.com APPROVED our PANAMA company!!!
Expensive bank? yes, not the opening but the rest yes.
https://arival.com/pricing
So after 200 hours of work I can now finally confirm that it is not true what people say that it is impossible to open "bank" account for Panama.
Bankera
Wittix
Arival
Accept Panama. Arival approved for free no costs.
The list is much longer with banks that rejected, I now end the topic now with only banks that work. Hope it helped you.
We now use Transferwise account based on other company in Colombia, with almost the same company name as the Panama company.
Transferwise is super simple and no CRS.
So our clients get an invoice from Panama, with payment details Belgium IBAN. Then when we receive the money we send it to Panama.
Maybe not fully legal but the best method.
My tax lawyer said that as long as invoice is correct and legal, and the money ends in the Panama bank account, the only one who can make a problem is transferwise.
But they can close the account, no more.
There is no tax evasion, and...
Transferwise is no real Bank where you long-term store the money which you have to report to tax-government, u just use it as passthrough.
so no issue with Colombia or Panama government.