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Bankers reference letter where to get it?

banks in centers like hk, sg, ch can do it easily.
how long do you need to have been a customer there? I mean you can't just open an account with these banks and then you will get the reference letter or do you?
 
at the end of the day you can get it as a darks so you won't have to worry about the bank and if they want to give you what you need.

Most banks and EMi's accept straight.