An Anonymous Offshore Bank with EUR, GBP, & USD Accounts, No CRS? Online Banking & No Visit Required!

[Propeller]

In 2024, where can I find an anonymous, preferably offshore bank that offers a pathway to bypass CRS (if feasible), guarantees easy approval for accounts in EUR, GBP, and potentially USD, demands online banking capabilities, and eliminates the need for in-person visits? I'm looking for a corporate bank account solution for my offshore company (Panama & Hong Kong) that simplifies the process while ensuring maximum privacy and convenience?

 

[Piano]

If nothing has substantially changed in the last ~1 year then e.g. banking in North Macedonia is reported to be quite fine. Halkbank, Silk Road Bank, ProCredit... Nevertheless it does not fulfill your requirements from the first post – personal visit inevitable and a Panama company will hardly be onboarded, a Hong Kong one might be if having some ties to North Macedonia and I guess more likely just with Silk Road Bank...

Which banks for personal account would you recommend ?

 

[Forester]

Which banks for personal account would you recommend ?

The above named, then it depends on the intended usage – transactional banking/card usage vs. savings. In both cases I personally would start with Halkbank, for the former I would continue with Silk Road Bank, for the latter with ProCredit.
Beware: My information has not been refreshed for ~a year and I am currently not using any of these banks personally. Re-checking and own DD is more than recommended and input from some other member more than welcome...

 

[DeepDrilling]

This Halkbank
https://halkbank.mk/home.nspx
Not the one from Turkey or they are the same?

 

[Forester]

This Halkbank
https://halkbank.mk/home.nspx

Yes, this one.

Not the one from Turkey or they are the same?

To be honest, I do not know who owns Halkbank North Macedonia currently. In any case, it was found by Halkbank Turkey but they are independent in operations and re: regulation.

 

[Propeller]

This Halkbank
https://halkbank.mk/home.nspx
Not the one from Turkey or they are the same?

They open a personal account for EU citizen ?

 

[Forester]

They open a personal account for EU citizen ?

Generally, yes – at least it was reported so ~year ago. But it does not correspond to the introductory limits – personal visit inevitable and no anonymity except no CRS.

 

[Propeller]

I can travel, no CRS is perfect.

 

[Forester]

I can travel, no CRS is perfect.

In such a case, good luck!
If you share here your experience, it will be more than appreciated!

UPDATE:
Just now I recall that there were some members here in the past locally knowledgeable re: North Macedonia... yes: see here Banking in North Macedonia and here Reliable banks in non-CRS countries that allow remote opening for foreign citizens.
Unfortunately, as is is possible to see, @NXXX has not visited the forum since Dec 31, 2023 and @tetrarium since Feb 24, 2024 ... but they might come back
I admit I would be also curious about status quo there (my former contact there is no more productive, he left the country).

 

[lory]

Please post updates should you succeed, it's an interesting venture.

 

[MoralLiberty]

Algeria, Angola, Belarus, Benin, Bosnia and Herzegovina, Botswana, Burkina Faso, Cabo Verde, Cambodia, Chad, Congo (Republic of the), Côted’Ivoire, Democratic Republic of the Congo, Djibouti, Dominican Republic, Egypt, El Salvador, Eswatini, Fiji, Gabon, Guatemala, Guinea, Guyana,Haiti, Honduras, Lesotho, Liberia, Madagascar, Mali, Mauritania, Namibia, Niger, North Macedonia, Palau, Papua New Guinea, Paraguay,Philippines, Serbia, Sierra Leone, Tanzania, Togo, Uzbekistan, Viet Nam, Zambia, Zimbabwe

Of these countries, which have decent investment banks to transfer stocks and shares to in order to maintain investments?

In such a case, good luck!
If you share here your experience, it will be more than appreciated!

UPDATE:
Just now I recall that there were some members here in the past locally knowledgeable re: North Macedonia... yes: see here Banking in North Macedonia and here Reliable banks in non-CRS countries that allow remote opening for foreign citizens.
Unfortunately, as is is possible to see, @NXXX has not visited the forum since Dec 31, 2023 and @tetrarium since Feb 24, 2024 ... but they might come back
I admit I would be also curious about status quo there (my former contact there is no more productive, he left the country).

In what non-crs country would one apply for a online trading account with a investment bank not requiring a personal visit, just the regular personal ID: passports, proof of residence, etc.?

 

[JohnLocke]

Algeria, Angola, Belarus, Benin, Bosnia and Herzegovina, Botswana, Burkina Faso, Cabo Verde, Cambodia, Chad, Congo (Republic of the), Côted’Ivoire, Democratic Republic of the Congo, Djibouti, Dominican Republic, Egypt, El Salvador, Eswatini, Fiji, Gabon, Guatemala, Guinea, Guyana,Haiti, Honduras, Lesotho, Liberia, Madagascar, Mali, Mauritania, Namibia, Niger, North Macedonia, Palau, Papua New Guinea, Paraguay,Philippines, Serbia, Sierra Leone, Tanzania, Togo, Uzbekistan, Viet Nam, Zambia, Zimbabwe

Do you know if they have problems to make SWIFT transfers to a European bank for instant? Or are banks in these countries working as smooth as we are used to it in most other countries and Europe?

 

[Martin Everson]

Of these countries, which have decent investment banks to transfer stocks and shares to in order to maintain investments?

Stocks and securities from which country?

Do you know if they have problems to make SWIFT transfers to a European bank for instant? Or are banks in these countries working as smooth as we are used to it in most other countries and Europe?

The banks work pretty much same as banks in any other country connected to SWIFT network. You can make SWIFT payments to Europe. Issue is any European receiving bank may look at you like and might ask purpose of payment for example more than they would from other countries. Also a few of these countries are considered high risk and maybe blacklisted by some European banks.

 

[Forester]

In what non-crs country would one apply for a online trading account with a investment bank not requiring a personal visit, just the regular personal ID: passports, proof of residence, etc.?

Sorry, I have never investigated this; but as for a current or savings personal account is usually necessary to appear in person, I guess that chances for this are very low.

Do you know if they have problems to make SWIFT transfers to a European bank for instant? Or are banks in these countries working as smooth as we are used to it in most other countries and Europe?

The banks work pretty much same as banks in any other country connected to SWIFT network. You can make SWIFT payments to Europe. Issue is any European receiving bank may look at you like and might ask purpose of payment for example more than they would from other countries. Also a few of these countries are considered high risk and maybe blacklisted by some European banks.

I agree; and just to add, from what I have heard or witnessed, it depends a lot on a country (and on a particular bank, too). I can confirm that somewhere it goes smoothly (e.g. Bosnia and Herzegovina, Cambodia, Madagascar, North Macedonia, Viet Nam, probably Philippines) somewhere it needs some know-how (current Belarus, Paraguay, perhaps Serbia) and I believe that somewhere it is complicated...
Are you interested in some particular country?

 

[MoralLiberty]

Sorry, I have never investigated this; but as for a current or savings personal account is usually necessary to appear in person, I guess that chances for this are very low.



I agree; and just to add, from what I have heard or witnessed, it depends a lot on a country (and on a particular bank, too). I can confirm that somewhere it goes smoothly (e.g. Bosnia and Herzegovina, Cambodia, Madagascar, North Macedonia, Viet Nam, probably Philippines) somewhere it needs some know-how (current Belarus, Paraguay, perhaps Serbia) and I believe that somewhere it is complicated...
Are you interested in some particular country?

Puerto Rico banks advertise as such for remotely setup investment accounts. What is your knowledge of this for non-American applicants?

 

[Forester]

Puerto Rico banks advertise as such for remotely setup investment accounts. What is your knowledge of this for non-American applicants?

Frankly – re: investment accounts my knowledge is quite limited in general; and for Puerto Rican banks actually none, unfortunately

 

[Propeller]

In such a case, good luck!
If you share here your experience, it will be more than appreciated!

UPDATE:
Just now I recall that there were some members here in the past locally knowledgeable re: North Macedonia... yes: see here Banking in North Macedonia and here Reliable banks in non-CRS countries that allow remote opening for foreign citizens.
Unfortunately, as is is possible to see, @NXXX has not visited the forum since Dec 31, 2023 and @tetrarium since Feb 24, 2024 ... but they might come back
I admit I would be also curious about status quo there (my former contact there is no more productive, he left the country).

No way, they rejected my application without answer to why

 

[MoralLiberty]

No way, they rejected my application without answer to why

Despite going to the bank in person?!

 

[clemens]

You can forget about anonymity and CRS unless you are going underworld solution. If you accept that you can find plenty of banks willing to open an account for your business if it is regular business as usual.

 

[bountymounty]

I would not sleep well to have all my money into any bank account if not somehow reported to the tax office.