Personal credit cards?

[providenceventurer]

Why solo? Even Cartu offers more visits.

Elaborate more on Cartu.

 

[daniels27]

Elaborate more on Cartu.

It is a bank in Georgia. They are quite selective.

 

[JosephLL]

Not entirely true.

Exchange side is operated from Philippines.
Banking side is operated from Laos.

Means there is information leak via Philippines crypto regulation(s).

Also banking side will be impacted by https://laotiantimes.com/2025/02/26/laos-added-to-financial-grey-list-as-concerns-grow/

Thats why union card is a safer bet.

 

[providenceventurer]

Thats why union card is a safer bet.

So you are saying ultimopay with Union cards is the one that is the best combination?

 

[mytoofood]

So you are saying ultimopay with Union cards is the one that is the best combination?

this company https://ultimopay.io/ ?

 

[alain]

Can anyone tell me which card is the easiest to get with the most perks?

I can’t get an American Express online, it’s only available through a bank for me.

 

[SCHLOSSFINANZ]

Revolut Ultra 600 EUR / year

 

[Clank]

Revolut Ultra 600 EUR / year

Isn't it only offered in EU?

 

[SCHLOSSFINANZ]

Revolut Ultra is available in:

• Australia
• Brazil
• EU
• Japan
• New Zealand
• Singapore
• Switzerland
• UK
• US
• French and British overseas territories

 

[Clank]

Revolut Ultra is available in:

• Australia
• Brazil
• EU
• Japan
• New Zealand
• Singapore
• Switzerland
• UK
• US
• French and British overseas territories

Doesn't seem correct, I have an account in the US and it isn't available.

 

[diro]

Revolut Ultra 600 EUR / year

beside revolut and wise, what would be the best card for someone living in Europe ?

 

[daniels27]

beside revolut and wise, what would be the best card for someone living in Europe ?

What do you want to get from that card?

 

[diro]

Cashback Rewards & travel points & miles

 

[daniels27]

Cashback Rewards & travel points & miles

If you want to maximise it, probably US cards will work best. Just take the ones without foreign transaction fees. You may want to get an ITIN first to start.

 

[cryptofriendly]

this company https://ultimopay.io/ ?

Laos is back on the FACF greylist again. Expect tighter rules for account opening and banking coming soon.

https://laotiantimes.com/2025/03/27/laos-pledges-stronger-anti-money-laundering-measures/

 

[mytoofood]

If you want to maximise it, probably US cards will work best. Just take the ones without foreign transaction fees. You may want to get an ITIN first to start.

how to get that ITIN any quick way to get that ? and does it has any tax complications where I live (EU)?

 

[daniels27]

how to get that ITIN any quick way to get that ? and does it has any tax complications where I live (EU)?

Quickest is probably fiverr. Cheapest is to file a tax return yourself by mail. There are no tax consequences anywhere.

Bear in mind that you need to file a tax return every 3 years to keep it, so doing one to start with won't hurt.

 

[response67red]

This is why normie lounges have become insufferable lately. People to whom paying for business class is expensive are taking up space and making noise in the once peaceful lounges, because companies like Priority Pass are throwing lounge access at anyone. Thankfully some airports and airlines are investing in first class lounges, which are a little bit better at least.

For getting a foreign credit card — have a look at wealth management banking options in Mauritius, if you haven't already. They're often happy to issue EUR/USD credit cards with flexible limits and reasonable fees once you deposit around 10-100,000 EUR/USD. Pretty flexible. Loyalty schemes usually aren't as attractive as many of the cards mentioned here but there aren't a lot of realistic options for non-residents.


For that route, I'd just take a train (first class). Sure, it's around 2.5—3 hours but that's from city center to city center. No wasting time going to airport and going through airport security and so on.

Do banks there open remotely anymore?

 

[Sols]

Do banks there open remotely anymore?

In Mauritius? Yes.

 

[response67red]

In Mauritius? Yes.

Do you think it's necessary to go through an introducer or better apply directly?