Simple, i am getting older and older; want to jump in low risk investments that keeps me away from inflation (dont say btc etc. just i cant handle anymore, i just wanna retire from all the things, even if i stay in usd(t) it keeps losing to inflation, and news/misinformation about tether for years, i just cant take it anymore; i wanna get out of monopoly millionare feel asap) and tech wise, my relatives, even younger ones suck at tech, i want to clear out the money to bank, real estate, stocks, so that in any case of death, it would be accessible for them. Otherwise, i need to store paper wallet priv keys, whcih they dont have any idea to what to do and bla blaThere is waay more variables that this depends on besides what you said.
Number one would IMO be the question WHY you want to cash out? Where is the money going - both currency and then what you want to use the money for, what are you planning to buy or is it just that you want to keep it in fiat - then which one?
Regarding currency; if i cash out; JPY, gold would take most of my portfolio, then eur and stocks is way to go for me
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