Hello all!
due to my increased mobility, including to/within South America and Carrabiean, I am searching for a good personal account. I have done some researching, but there is much more in it than I know, thus my search for advice. What I would be looking for (I know it's not possible to satisfy all requirements, nonetheless, the more the better):
1. I receive payments from local banks in USD and EURO;
2. I often do transactions to local banks in EURO and other European currencies;
1+2 -> I would be searching for an account with no or low transfer fees from/to local banks internationally.
3. I do have a preference for ATM withdrawals rather than paying by card, thus small fees and no limits on a number of withdrawals from ATMs worldwide would be great.
4. Investment options would be great, but not necessary.
So far I have checked (if I'm missing some information, would be grateful for update):
- N26 - it would seem to be the best option, however, they do not operate in my country so I cannot receive the card.
- Payoneer - at first glance looks good, but, after comprehensive look, it does have several fees to pay, including card activation and ATM Withdrawal.
- LeuPay - SEPA transfer fee and ATM fee (3 Euro for under 300 per withdrawal). I also read several comments about account blockage, though not sure how serious it is.
Transferwise - borderless account seems interesting, although they have 200 euro ATM limit per 30 days.
I would be grateful for suggestions.
M.
due to my increased mobility, including to/within South America and Carrabiean, I am searching for a good personal account. I have done some researching, but there is much more in it than I know, thus my search for advice. What I would be looking for (I know it's not possible to satisfy all requirements, nonetheless, the more the better):
1. I receive payments from local banks in USD and EURO;
2. I often do transactions to local banks in EURO and other European currencies;
1+2 -> I would be searching for an account with no or low transfer fees from/to local banks internationally.
3. I do have a preference for ATM withdrawals rather than paying by card, thus small fees and no limits on a number of withdrawals from ATMs worldwide would be great.
4. Investment options would be great, but not necessary.
So far I have checked (if I'm missing some information, would be grateful for update):
- N26 - it would seem to be the best option, however, they do not operate in my country so I cannot receive the card.
- Payoneer - at first glance looks good, but, after comprehensive look, it does have several fees to pay, including card activation and ATM Withdrawal.
- LeuPay - SEPA transfer fee and ATM fee (3 Euro for under 300 per withdrawal). I also read several comments about account blockage, though not sure how serious it is.
Transferwise - borderless account seems interesting, although they have 200 euro ATM limit per 30 days.
I would be grateful for suggestions.
M.
