Where can I get an Indian bank account?

yngmind said:

For some products and services that only be purchased using an Indian card and INR as a currency. I think the easiest way is just to find an Indian guy and pay him a small percentage.

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daniels27 said:

As a foreigner, you can open an NRO or SNRR account. But they are only to be used for honest transactions:

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letthelordbewithyou said:

As a Foreigner it's virtually impossible unless you are employed in india

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letthelordbewithyou said:

NRO is only for "indian Origin". As for Non-Resident Rupee Account (SNRR account) "Any person resident outside India, having a business interest in India for putting through bona fide transactions in rupees.

Technically this only allowed if you have a business or employed in India.
Reserve Bank of India

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Q1. Who is an NRI?
Answer: A ‘Non-resident Indian’ (NRI) is a person resident outside India who is a citizen of India.

Q5. What are the accounts that a tourist visiting India can open?
Answer: An NRO (current/ savings) account can be opened by a foreign national of non-Indian origin visiting India, with funds remitted from outside India through banking channel or by sale of foreign exchange brought by him to India. The balance in the NRO account may be paid to the account holder at the time of his departure from India provided the account has been maintained for a period not exceeding six months and the account has not been credited with any local funds, other than interest accrued thereon.

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daniels27 said:

Actually, you mean NRI. For Indians NRI, for non-Indians NRO.

https://www.rbi.org.in/commonperson/english/scripts/FAQs.aspx?Id=3

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turmpy said:

What's the outcome of the discussion you can open an account as foreigner with NRO if you are willing to undergo total control of all your money ?

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Sols said:

I'd do this 100 times over rather than go through the pain of opening and — worst of all — maintaining and using a personal account in India as a non-resident. As a domestic banking network, India is probably among the best in the world. But as soon as there's cross border involved, it gets horrendous.

It's easier to form an Indian company, hire a local director, and open an Indian corporate account. But even then, as soon as it's cross border, you'll wish you never even started.

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yngmind said:

I need an Indian personal bank account or EMI.

I guess I won't be able to register it as a foreigner, but I need one for one of my businesses, any recommendations?

Non-resident accounts are only available to Non-Resident Indians (NRIs), Persons of Indian Origin (PIOs) and Overseas Citizens of India (OCIs).

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