What's difference from Visa debit card and credit card?

[newtooffshore]

I don't understand what the difference are? I ordered a Visa card for my bank account but got informed it is a debit card while I was thinking of a credit card??


Can someone explain if I can use the card in money maschine?

 

[JohnLocke]

Well here we go:


Visa credit card (or Master Credit Card) has a credit line where most banks will ask you for a deposit of 2 - 5 times the credit line on the card. The money has to be deposit on a bank account you won't have access to and has the purpose to guarantee the bank the money you spend.


Visa Debit Card (MasterCard Debit Card) allows the cardholder only to spend the money that's actually on the account and can as well as a credit card be used at most shops and all ATM's worldwide.


I hope it helps

 

[newtooffshore]

So' Im better with a debit card not credit card. what is ATM same as MoneyMashine ?

 

[cosmo]

So' Im better with a debit card not credit card. what is ATM same as MoneyMashine ?

your right. You need to use Google some more.


Som other thing is that you most often pay a fee for the Visa credit card which you normally don't do for the debit card.

 

[orangeye]

Admin explains it good. It's not difficult to understand the difference between a debit card and a credit card if you didn't lived under a rock the last 20 years!!


Here is something for noobs


[video=youtube_share;FbCnubxPOXU]

 

[JohnLocke]

Cool Video, it explains well what a debit card (and credit card) actually is about. let's hope it is of any help.

 

[stuntbiker]

Why don't you know what a Visa or Mastercard debit card is? I think it's a stupid question!!

 

[alain]

Admin explains it good. It's not difficult to understand the difference between a debit card and a credit card if you didn't lived under a rock the last 20 years!!
Here is something for noobs


[video=youtube_share;FbCnubxPOXU]

That's a cool video explaining it well and easy to anyone who is in question.

 

[JohnLocke]

If anyone still need help just post here, we're happy to elaborate.

 

[pesto]

Does people really don't know what a debit card vs credit card is?!!

 

[newtooffshore]

Does people really don't know what a debit card vs credit card is?!!

Yeah some may be to stupid to understand what's the difference is, sorry