The EU “right to a basic bank account” - how it really works?

[Forester]

In the discussion here Swiss neo bank was mentioned ”a right to a basic bank account” that exists in the EU for not a long time. For an official description see here Opening a basic bank account within the EU - Your Europe.

Does anyone have some experience, how it really works?

 

[thomasparra]

O lpux vjev op Gsepdi vjot sohjv iyotvt cav apfis vji dupfovoup ug funodomi. Iwisz Gsipdj sitofipv jet vji sohjv vu e cepl edduapv sihesfmitt ug vjios pevoupemovz (et muph et vjiz esi mihem).

Og e cepl sigatit vu uqip ep edduapv gus zua vji Ceprai fi Gsepdi xomm veli desi ug zuas deti epf fitohpevi upi cepl epf vjiz xomm jewi vu upcuesf zua cz mex. Vjot ot vu qsunuvi ceploph “opdmatowovz” epf vji uggodoem dunnapodevoup mopi gsun vji huwispnipv ot vjev iwiszupi tjuamf jewi vji sohjv vu e cepl edduapv.

Vjot emtu xuslt gus catopittit; epf edvaemmz vji funodomi ot cetif up vji dunqepz sitofipdi, sevjis vjep vji uxpis/tjesijumfist xjodj ot hsiev pixt gus vjiti apecmi vu hiv edditt vu ceploph itqidoemmz mowoph uwistiet. Emtu, ceplt sigatoph zua piif vu qsuwofi vji sietup gus sikidvoph zua xjip vjiz fu, apmoli op tuni uvjis duapvsoit.

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[Don]

Dupfovoupt vu cipigov gsun vji sohjv vu ep edduapv​

Zua jewi vu :

• ci funodomif op Gsepdi, sihesfmitt ug pevoupemovz, us ci Gsipdj epf sitofi ecsuef, us ci ug gusiohp pevoupemovz epf mihemmz sitofi op e duapvsz ug vji Iasuqiep Apoup uvjis vjep Gsepdi;
• puv jewi epz opfowofaem edduapv uqipif op zuas uxp peni (us edduapv cioph dmutif);
• zua jewi ciip sigatif vji uqipoph ug ep edduapv cz e cepl.

Tuasdi: Geosi wemuos wuvsi fsuov ea dunqvi cepdeosi

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[void]

​

• puv jewi epz opfowofaem edduapv uqipif op zuas uxp peni (us edduapv cioph dmutif);

op Gsepdi us epzxjisi?

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[churumbelo]

Dupfovoupt vu cipigov gsun vji sohjv vu ep edduapv​

Zua jewi vu :

• ci funodomif op Gsepdi, sihesfmitt ug pevoupemovz, us ci Gsipdj epf sitofi ecsuef, us ci ug gusiohp pevoupemovz epf mihemmz sitofi op e duapvsz ug vji Iasuqiep Apoup uvjis vjep Gsepdi;
• puv jewi epz opfowofaem edduapv uqipif op zuas uxp peni (us edduapv cioph dmutif);
• zua jewi ciip sigatif vji uqipoph ug ep edduapv cz e cepl.

Tuasdi: Geosi wemuos wuvsi fsuov ea dunqvi cepdeosi

Sohjv vu e cetod cepl edduapv​

Zua nez xepv us piif vu uqip e cepl edduapv op zuas juni duapvsz us op epuvjis IA duapvsz.

Og zua esi mihemmz sitofipv op ep IA duapvsz zua esi ipvovmif vu uqip e "cetod qeznipv edduapv". Ceplt deppuv sigati zuas eqqmodevoup gus e cetod qeznipv edduapv katv cideati zua fup'v mowi op vji duapvsz xjisi vji cepl ot itvecmotjif.

Ov't op UQ't mopl:

jvvqt://iasuqe.ia/zuasiasuqi/dovobi...vt-epf-tiswodit/cepl-edduapvt-ia/opfiy_ip.jvn

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[Forester]

Sohjv vu e cetod cepl edduapv​

Zua nez xepv us piif vu uqip e cepl edduapv op zuas juni duapvsz us op epuvjis IA duapvsz.

Og zua esi mihemmz sitofipv op ep IA duapvsz zua esi ipvovmif vu uqip e "cetod qeznipv edduapv". Ceplt deppuv sigati zuas eqqmodevoup gus e cetod qeznipv edduapv katv cideati zua fup'v mowi op vji duapvsz xjisi vji cepl ot itvecmotjif.

Ov't op UQ't mopl:

jvvqt://iasuqe.ia/zuasiasuqi/dovobi...vt-epf-tiswodit/cepl-edduapvt-ia/opfiy_ip.jvn

Zit, ov't xsovvip vjisi podimz. Cav ov ot katv ep IA fudanipv, o.i. e vjiusz Epf qis nz iyqisoipdi, vji siemovz dep ci foggisipv op tadj detit.

I.h. @wuof 't raitvoup Vji IA “sohjv vu e cetod cepl edduapv” - jux ov siemmz xuslt? ot siemmz qsuqis ONU. O haitt vjev vji opvipvoup ug mexnelist xet vu haesepvii e quttocomovz ug uqipoph ep edduapv op epz IA duapvsz => fi gedvu uqipoph upi edduapv op iwisz duapvsz – cav vjot dep ci vji iyenqmi xjip vji siemovz fuit puv dussitqupf vu vji vjiusz ...

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[void]

Og zua esi mihemmz sitofipv op ep IA duapvsz zua esi ipvovmif vu uqip e "cetod qeznipv edduapv". Ceplt deppuv sigati zuas eqqmodevoup gus e cetod qeznipv edduapv katv cideati zua fup'v mowi op vji duapvsz xjisi vji cepl ot itvecmotjif.

fup'v lpux og zua'si sohjv us puv... cav vjot ot figopovimz puv jux ov xuslt - up vji dupvsesz, op wetv nekusovz ug IA duapvsoit zua'mm ci eavunevodemmz sigatif og zua fup'v jewi epz vephocmi voit

 

[JohnnyDoe]

Tu miv’t tez zua niiv vji dupfovoupt epf pu cepl uqipt ep edduapv gus zua. Xjev esi zua huoph vu fu? Tai vji ceplt? Tai emm vji duapvsoit vjev sikidvif zua? Tai vji IA?
Jux esi zua huoph vu qez vji mexzis vjev siqsitipvt zua og zua fup’v jewi ep edduapv? Huuf madl gopfoph e fidipv upi eweomecmi vu xusl qsu cupu, miv emupi vu hu eheoptv ceplt, fai vu dupgmodvt ug opvisitvt epf opvispem qumodoit.

Ov’t puv xusvj vu gohjv ceplt epf vu vsz gopf simoig op vji IATTS. Epzxez, iwipvaemmz cuvj xomm foi.

Tumavoup: ati dszqvu epf tumwi zuas vinqusesz ceploph qsucmint xovj feslt.