Hi all,
I'd appreciate any advice you could share on the following situation.
I played the transparency card with Stripe, and it didn’t go well. My application was almost instantly rejected as they classified it as high risk—dating. I appealed, and they requested the site address for evaluation, but I’m not feeling too optimistic about it.
I’m selling an app and have built a site for it. The app itself doesn’t provide any adult content but does involve interactions with some adult cam sites. Apps like BulkImageDownloader, YTSaver, and 4kDownloader seem to get away with using Stripe and PayPal, despite their heavy scraping and content extraction practices. They get away with it because they don’t openly mention the sites they support, and major platforms like YouTube and TikTok don't seem to care either. In my case, distancing from the cam site would undermine my core value proposition—I'm actually promoting them and bringing traffic, so there’s no foreseeable friction on that front. My terms of use are solid in that regard too.
My current setup is an LLC in Delaware with a US bank account. Besides the app’s site, I have another more corporate-looking website under the company name, which doesn’t reference the app directly—I mainly used it to set up a virtual bank account. I'm not a US resident.
My plan is to create a bogus product page on the corporate website, use that as the reference in my next payment processor application, and set up the payment page on that site via the processor’s API. The idea is to redirect users from the app site to this payment page, and then redirect back once the payment is complete.
Questions:
I'd appreciate any advice you could share on the following situation.
I played the transparency card with Stripe, and it didn’t go well. My application was almost instantly rejected as they classified it as high risk—dating. I appealed, and they requested the site address for evaluation, but I’m not feeling too optimistic about it.
I’m selling an app and have built a site for it. The app itself doesn’t provide any adult content but does involve interactions with some adult cam sites. Apps like BulkImageDownloader, YTSaver, and 4kDownloader seem to get away with using Stripe and PayPal, despite their heavy scraping and content extraction practices. They get away with it because they don’t openly mention the sites they support, and major platforms like YouTube and TikTok don't seem to care either. In my case, distancing from the cam site would undermine my core value proposition—I'm actually promoting them and bringing traffic, so there’s no foreseeable friction on that front. My terms of use are solid in that regard too.
My current setup is an LLC in Delaware with a US bank account. Besides the app’s site, I have another more corporate-looking website under the company name, which doesn’t reference the app directly—I mainly used it to set up a virtual bank account. I'm not a US resident.
My plan is to create a bogus product page on the corporate website, use that as the reference in my next payment processor application, and set up the payment page on that site via the processor’s API. The idea is to redirect users from the app site to this payment page, and then redirect back once the payment is complete.
Questions:
- Does my plan to redirect users back and forth sound too simplistic? Can I realistically get this past Stripe or PayPal with these workarounds?
- I’m also considering integrating BitPay for business. My first impression is that their risk evaluation might be even stricter than Stripe's. Any thoughts?
- Would another application to Stripe be even considered under the same LLC or am I flagged for eternity?
- Any other recommendations for payment processing options?
