Hello House. please I need candid advise on this issue. I paid a merchant in China for goods using paypal invoice, this payment was done from my USA Paypal account . The payment was confirmed by my merchant and the goods were shipped. The problem now is that none of the goods were delivered. Tracking number shows that the goods never arrived Nigeria where they were meant to be delivered. Now, the merchant is refusing to refund or replace the missing items saying that I didn't purchase insurance on the shipment. They referred me to their terms and conditions which actually states that shipment is at buyers' risk, buyers bear responsibility for whatever happens during shipment and that when buyer fails to purchase insurance for shipment, no compensation will be made in the event of missing package. I didn't buy any insurance for the shipment. As a result of this, the merchant has refused to replace the missing shipment. I actually find this policy obnoxious because it was seller that entered into a contract with the shipping company. My question are thus:
1) What are my chances of getting back my payment if I file a PayPal dispute on the transactions
2) will seller shipment policy affect my chances of getting back my money using PayPal dispute in any way?
3) Does the fact that the goods were shipped to an address different from the address of the PayPal account that made the payment affect me? I just want to be sure of my chances. Thanks.
1) What are my chances of getting back my payment if I file a PayPal dispute on the transactions
2) will seller shipment policy affect my chances of getting back my money using PayPal dispute in any way?
3) Does the fact that the goods were shipped to an address different from the address of the PayPal account that made the payment affect me? I just want to be sure of my chances. Thanks.