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Offshore bank account for merchant account does it work?

I shall add that while some offshore banks advertise that they do have their own credit card processors, probably in all cases this option is reserved only for locals. This is at least the case in Antigua, and one bank never told me about the "local" requirement until I asked about it.

You need to get a separate merchant account. And do reserve time for this, there are loads of scams and the best ones are not even public on the internet.