when people who are depositing money are told to diversify their money in many different offshore bank accounts, does this only apply to lawful activity or any activity regardless of whether its lawful or not? im confused here. just as a general rule of thumb people who want to deposit their money in offshore bank accounts are told to diversify but am not sure if it only applies to lawful activity or all activity as well.........? to whom does this general rule of thumb apply to? to some or certain people or everyone in general? is it only for lawful activity or activity in general? can an experienced depositor please tell me. thank you.