EMI for US LLC non-resident?

[DollarDog]

Do you guys know any actual new EMI/bank that accept non-residents?

EU citizen with residency in the middle east.



This is the situation:

- Mercury: refused me
- Relay: requires a personal US address
- VertoFX: requirement an unbelievable amount of stuff, including US company utility bill


Any option that actually works?

 

[JustAnotherNomad]

Thread 'I tried opening a US business account in 18 EMIs, here's the result'

Mar 9, 2024

I have a US LLC, am non-resident in the US, and signed up to 18 different EMIs.

This is the result after a week:

1. 3S Money - Asked for $20 to process my application + it charges $100 a month for having the account open
2. Airwallex - Approved
3. Brex - Rejected because I have no venture capital (startup focused apparently)
4. Currenxie - Doesn't offer services to US businesses
5. Juni.co - Doesn't offer services to US businesses
6. Mercury - Application still pending
7. Novel - Application still pending
8. Payoneer - Wants the withdrawal account to be in the LLCs name (no point...

• Belfort
• emi
• Replies: 129
• Forum: Offshore Bank & EMI Accounts

• 
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[blessed98]

Mercury: refused me

Why did Mercury refused you?

 

[chris85b]

I would like to jump into this conversation.
I just opened a US LLC (non resident in US) and WISE refused my application as well. Reason: I don't have a proven business address. Residential is OK, but I need to supply a bill, lease, bank statement or similar addressed to my US LLC at that location. But it's a private address... So WISE is also looking for substance now? so I (we?) need to use a virtual office address that supplies a lease agreement. But will WISE accept that? (e.g. virtualaddress.com). Or are they detecting those addresses as virtual office addresses and refuse as well?

What other options we have?

Airwallex doesn''t do anything without EIN. And with a just opened US LLC this takes 80 days to receive ... I will try later.

I heared, Mercury also requires EIN first. And a business address. Will they also asked for utility bills or something similar?