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Dummy website redirection for online payments

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DimensionX

New member
Mar 27, 2017
22
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#1
I need to set up a redirection module for my website. The module would redirect users when they are paying for an item on my site to an item with the same value on another dummy site. They would then complete the credit card payment on the dummy site and be redirected back to my site after a successful payment.

I have a business for which I cannot get a merchant account. Please don't just recommend a high risk merchant account providers. I have already explored these.

I already have a fully working merchant account with Stripe for the dummy website and I currently manually process all the orders. I am looking to automate the process.

Help would be really appreciated
 
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#2
Tass said:
Contact a developer or PM me if you need to be connected but do you have any idea how that'd effect your conversion rate?
Click to expand...
Hi. I am not able to PM you. Or I don't know how. I have searched around, but cannot find out how to PM... I would definitely want some assistance with this. Please could you PM me? Or offer direction from here?
 
#4
The rules are very simply, as @DimensionX already figured out you both have a very low post count that don't meet the forum rules!

Welcome aboard to both of you ;)
 
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#6
Admin said:
The rules are very simply, as @DimensionX already figured out you both have a very low post count that don't meet the forum rules!

Welcome aboard to both of you ;)
Click to expand...
You should put a button for PM for everyone, a button that can easily be seen. Then if you try to PM someone and u have low post count, it would just redirect you to the info page

Just a suggestion. As I have seen a few people confused about this...
 
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#8
clemens said:
If one of your customers will do a chargeback you are fucked. Visa and your bank will quickly find out that you do some funny stuff because your customer will have to tell the bank or card company where he bought and what he bought!
Click to expand...
Yes that could happen. But I have a very low chargeback rate less than 0.5% so I just concede all my chargebacks without disputing them. And havent had an issue ever with either merchant or bank.
Anyway, are u able to assist with getting this set up? Or could you point me in the right direction?
 
#10
edgar ounapuu said:
Any suggestions in order to resolve this problem ?
Click to expand...
yea, don't fight the chargebacks and just take the hit. For example, the customer will tell the bank they don't recognise the payment or whatever and thats it. They wont tell the bank that they bought something of another website that is unrelated to the charge. The only way ur actual website would get connected to the charge is if you dispute the charge and expose urself by providing extra details about the transaction.
 
#11
DimensionX said:
yea, don't fight the chargebacks and just take the hit. For example, the customer will tell the bank they don't recognise the payment or whatever and thats it. They wont tell the bank that they bought something of another website that is unrelated to the charge. The only way ur actual website would get connected to the charge is if you dispute the charge and expose urself by providing extra details about the transaction.
Click to expand...

I think bank doesn't care about your "black" site of course if you doesn't provide something extra prohibited like drugs or child P**N.. They dont care about replica sites or something familiar with. I faced with same sutiations a lot of times. Everytime bank's customer service told me that I need to contact with shop directly and resolve this problem by myself. You will get real problem once someone will contact with payment gateway and asked about refund or something like that.... Better way it's make a good faq once buyer placed an order, for example : If you make this order ocassionally or want to cancel order, please contact with our 24h service and we make refund for you ASAP..
 
#12
edgar ounapuu said:
I think bank doesn't care about your "black" site of course if you doesn't provide something extra prohibited like drugs or child P**N.. They dont care about replica sites or something familiar with. I faced with same sutiations a lot of times. Everytime bank's customer service told me that I need to contact with shop directly and resolve this problem by myself. You will get real problem once someone will contact with payment gateway and asked about refund or something like that.... Better way it's make a good faq once buyer placed an order, for example : If you make this order ocassionally or want to cancel order, please contact with our 24h service and we make refund for you ASAP..
Click to expand...
Well think of this example:
You have two sites. Site A (real) and Site B (dummy)
Customer buys off Site A and gets billed by Site B on their CC bill
Customer then calls their bank and says they don't remember the charge relating to Site B (cause they never purchased anything from Site B). Bank looks at Site B and there is nothing fishy about it, just a normal site.
You get contacted by your merchant provider about the chargeback for Site B. Then you just concede the CB and your Site A is never even looked at.

Now, to avoid CB in the first place in this scenario, you just make sure to tell each customer who purchases off your Site A, that on their CC bill they will see Site B. So when they look back at their CC bill, they will remember what it is for.
This can be done by putting a very clear note in the order confirmation email, something like: "thank you for your order, just to let you know, on ur CC bill it will say SITE B for the charge" and thats it.

Another way would also be to have Site A and Site B have very similar domain names. Like:
Site A = bobbiesbits.com
Site B = bobbysbits.com
So even if the customer sees Site B on their CC bill they will remember it was for a purchase they made on Site A!
 
#13
DimensionX said:
Another way would also be to have Site A and Site B have very similar domain names. Like:
Site A = bobbiesbits.com
Site B = bobbysbits.com
So even if the customer sees Site B on their CC bill they will remember it was for a purchase they made on Site A!
Click to expand...
That's at least something because there isn't a really work around on this. People who are in this use the churn and burn method, means you open several merchant accounts at a time and keep searching for new ones. Sooner or later there will be this "one" customer that will go the whole way and reveal to the bank and his credit card company what and where he bought this particular product or service.

It could even be a competitor that is doing this to harm you.
 
#14
happyjohn said:
That's at least something because there isn't a really work around on this. People who are in this use the churn and burn method, means you open several merchant accounts at a time and keep searching for new ones. Sooner or later there will be this "one" customer that will go the whole way and reveal to the bank and his credit card company what and where he bought this particular product or service.

It could even be a competitor that is doing this to harm you.
Click to expand...
Yes that is very true. Of course it is not a full proof method but its at least something.

BTW. I still can't PM other members eventhough I now meet the requirements. Can u please help?
 
#15
happyjohn said:
That's at least something because there isn't a really work around on this. People who are in this use the churn and burn method, means you open several merchant accounts at a time and keep searching for new ones. Sooner or later there will be this "one" customer that will go the whole way and reveal to the bank and his credit card company what and where he bought this particular product or service.

It could even be a competitor that is doing this to harm you.
Click to expand...

Yes,dumm people are always struggle to rip your business because they don't give a D about your problem... Better way find out payment provider which let you withdraw asap after couple of successful transactions. Always be sure that one day you will get ban and lose some money in dark business...
 
#16
It's about that you get more money than you lose. In the Pharmacy business they can do aprox 1 million USD a month - the problem is that most payment processors have a 10% holdback and they payout only for 14 days at a time, so it's "only" 400K USD a month they get out of it in one month. After that the account most often get closed but they don't care they made 400K!
 
#17
clemens said:
It's about that you get more money than you lose. In the Pharmacy business they can do aprox 1 million USD a month - the problem is that most payment processors have a 10% holdback and they payout only for 14 days at a time, so it's "only" 400K USD a month they get out of it in one month. After that the account most often get closed but they don't care they made 400K!
Click to expand...

I have a lot of experience with ebay and paypal. Even you have REAL WHITE business and 100% perfect reputation with excellent feedbacks and so on, you will get in the trouble 100% because some "good" buyer will request refund or open case about purchase. I lost a lot of money and accounts even I was not 100% Guilty because Paypal and Ebay doesn't care about sellers and your "reputation" . You can get 10 refund requests with zero feedbacks and stay afloat or have only one refund request with real solid/old account and get suspension without real reasons. This is russian roulette because nobody cares about you! Ebay/Paypal are Monsters on the market and can't figure out large amount of issues,refund requrests and so on. They resolved this problem very easy: just ban you if they want and that's it! They knows that you will made a stealth account and make all again because this is part of business ant THEIR SECURITY tactics! They know about all this forums like this one or another "black hat famous" forums and accept stealth account. That's why paypal have easy verification process and ebay too. Another PG have same tactic and doesn't care about your business to (only if you REAL SERIOUS PLAYER). If you have 1 mil per month revenue, you are SERIOUS player and you should play like a SERIOUS player.
You should find real persons which can get risks, make real company, have a good connections with some people and so on. This is only way to handle dark business and be in the game. But if your revenue up to 10k per month, PG don't care about you because you are one drop in the ocean of money! In the most bad story, you will getting suspension and loose 10k without real troubles because it's not a huge amount of money!
 
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#18
Any updates on this, I am literally in exactly the same situation as you are @DimensionX at the moment i only take payment via bitcoin but i would now like the ability to accept card payments via a dummy a-b website / merchant account as you have mentioned above.
 
#20
DimensionX said:
I need to set up a redirection module for my website. The module would redirect users when they are paying for an item on my site to an item with the same value on another dummy site. They would then complete the credit card payment on the dummy site and be redirected back to my site after a successful payment.

I have a business for which I cannot get a merchant account. Please don't just recommend a high risk merchant account providers. I have already explored these.

I already have a fully working merchant account with Stripe for the dummy website and I currently manually process all the orders. I am looking to automate the process.

Help would be really appreciated
Click to expand...
Have you already solved your problem?
 
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