Bank Account with API

[rolex]

Is there any banks that offer APIs where I can programatically query my incoming & outgoing transactions?

Doesn’t really matter on the region, although one in the SEPA would be great

Thanks!!

 

[Jigam]

https://mercury.com/api

 

[Sols]

This is a requirement for all banks in EU/EEA since the introduction of Payment Services Directive 2. Anyone who offers payment accounts must provide an open API to retrieve account information, transaction information, and even send transactions. But many big banks have been slow and reluctant to enable the more advanced features. But if all you want to do is check transactions, you should be able to get this done with nearly any financial institution in EU/EEA.

 

[benbao]

@Sols is right, all banks must offer it but many don't, hide it or have such shitty interfaces you won't wanna use it. Intergiro is a very good option if you have a clean business, EU company and only need EUR/SEPA. They are very reasonably priced and have a good focus on their tech and API.

 

[rolex]

Thank you both @Sols and @benbao

Great news!!

Would a Curacao gambling company be counted as a “clean business”? I’m a newbie as you can tell

 

[benbao]

Would a Curacao gambling company be counted as a “clean business”? I’m a newbie as you can tell

As far as I know Intergiro is only working with companies in the EEA and gambling is unfortunately most likely considered high risk by basically every banking provider.

 

[rolex]

@benbao
Would that mean I could use a Cyprus company with Intergiro?

 

[benbao]

@benbao
Would that mean I could use a Cyprus company with Intergiro?

Yes, but from their terms:

Your business and operations cannot be involved in any of the following industries:

1. sexual services of any kind (including escort activity and adult entertainment), including promotion of the same;
2. defence and military, weapons and ammunition;
3. bank guarantees, debt securities, pass letters, medium-term credit notes (MTN), binary options trading, payday lenders;
4. use of deceptive marketing practices or unclear sales contractual terms (such as offering a gift or goods at a cheap price to bind customers to a long-term subscription because of unclear terms and conditions);
5. any business, operations or sales relating to in any way a country listed on the Prohibited Countries List;
6. unlicensed betting/games/casinos;
7. unregistered charities; or
8. unlicensed crypto.