If a foreigner returns to their country of origin, of course the bank will cancel the credit card. Look at it from the bank's perspective. If a non-resident foreigner fails to pay the balance on a credit card, how can the bank possibly collect what is owed if the account holder does not live in the U.S.? Why take that risk?
Some banks do take these risks, and if the other party fails to pay his duties and fled the country, that's where banks/financial institutions call people like me
there are great and innovative digital finance solutions in the US, and it's more than just an EMI, these are real groundbreaking innovations, here are the list: