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Advice for offshore business + banking in 2024/2025

Fries n Mayo

New member
Nov 9, 2018
3
0
1
Italy
Amigos!

I am a long time member here, and compared to my financial situation 3-4 years ago (about which I had posted here, if you're curious) I'm in a much better shape now. I want to launch a business, and here I am again to ask you for some advice. I have in mind a business that operates through the following companies:
- COMPANY-A: SaaS Software sales
- COMPANY-B: Referral Marketing
- COMPANY-C: Mass Mailing Marketing

How the business works: COMPANY-A sells software to the world, buying referral marketing services from COMPANY-B. COMPANY-B in turn buys mass mailing campaigns from COMPANY-C. In other words, schematized:
- Where do companies sell to:
- COMPANY-A sells to Europe, UK, USA, Canada (in the first 9 months) + Australia, New Zealand, Taiwan, Singapore (afterwards).
- COMPANY-B sells to COMPANY-A.
- COMPANY-C sells to COMPANY-B.
- Where do companies buy from:
- COMPANY-A buys from COMPANY-B.
- COMPANY-B buys from COMPANY-C.

I have these jurisdiction requirements:
- COMPANY-A: minimization of income & dividends tax in the selected countries.
- COMPANY-B: minimization of income & dividends tax (0% if possible) + no GDPR compliance required (or low GDPR infringement penalties).
- COMPANY-C: minimization of income & dividends tax (0% if possible) + no GDPR compliance required (or low GDPR infringement penalties).

My estimated annual turnover is:
- COMPANY-A: 1.5M / year.
- COMPANY-B: 150k-250k / year.
- COMPANY-C: 75k-100k / year.
I foresee a growth rate is: 15% / year for the next 3 years.

My requirements for banking & payment processing are:
- COMPANY-A:
- must have: accept payments from the internet (from the countries).
- must have: banking operativity in all currencies.
- nice to have: low forex fees.
- COMPANY-B:
- must have: banking with COMPANY-A in USD.
- nice to have: crypto.
- COMPANY-C
- must have: banking with COMPANY-B in USD.
- nice to have: crypto.

I'd like to do all the paperwork remotely.
Any advices for Fries n' Mayo? :)

Thanks!