installments

Hello everyone, Probably you all know all the recent solutions such as PayPal and Shopify Payments allowing customers to pay in 3-6-12 months but paying out the merchant immediately (in fact, giving the customer a credit line). I am looking for a similar product, but can't find anything working...

By chance I came across a site that offers to pay what you buy in installments. In these corona times, I believe that many have become unemployed and therefore will take advantage of the offer to pay an expensive thing over several installments. See the image below from their site...