Recent content by Lullaby

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@bigdaddyleon @Martin Everson What options do we have for interest rates in the 3 to 4% range?

Primarily euros, but i'm also open to usd if the interest rate is worth it.

Hello, I'm looking for a bank/EMI that offer at least 4% on cash for europeans, can you suggest some? Something like Xapo bank. I'm interested also on other established financial platform (eg. P2P lending). Thanks.

I don't think I have asked you, anyway thanks for your very informative comment. (I am not interested in what you sell)

Is something changed in 2021?

Hi, how did you get a credit / debit card in non-CRS countries?

There is no field for this in the xml file.

No, the TIN is mandatory, it can be left empty only when it is not available (where the customer country does not provide it ) as you can see from the XML schema for CRS at this link (for convenience I attach the interested parties below). How could they manage a data flow without TIN...

Is there still any service offering virtual prepaid cards online?

Yes, I know, but I'm talking about automated exchange of information and not inquiries from an authority. To be clear, I am primarily concerned with CRS within EU countries. I have done further research and as you can see from this document, their preferred way for recognizing a taxpayer is to...

Hi, I would like to know if prepaid cards without IBAN fall under the CRS. I have searched around a lot but found nothing useful. Since most of them do not require TIN, how do they report with CRS? The XML file used for reporting requires the TIN. Do they use another system? Thanks.

Any alternative that works fine with Kraken?

Hi, can you tell me if transfers from Transferwise to Kraken are allowed? From the faqs, I only see that wire transfers from Kraken are not allowed.

Yes, I know, but from what I understand, the CRS consists in the exchange with the tax authority of the balance at the end of the year and not of all the transactions during the year. Therefore I could transfer the money from Paypal to an EMI or foreign bank account and then make a transfer to a...