Almost all my transactions are for personal reasons, which is why I opened a personal account, now they say in my transaction history they can see transactions that could be business-related (it might, we're talking 1% in terms of value and transactions really), and ask whether I want to continue the verification with the personal account or convert into a business account at €5/month. It's not realy about the €5 but I'm using this to buy groceris, cinema tickets, petrol, pubs.. all non business related, why would I reply I want it to convert this into a business account?