You can set up a bank account in Cambodia if you have a 12mth business (ordinary) visa. You can transfer money into it relatively easily from Oz but you will incur fees at both ends. I found an NAB account was the least cumbersome to send money from, and transfers take about 48hrs (business...
That's from a 3 years ago, any updates? You were able to use the card without fully activating it? Have there been any indication that the issuer is seeking the money that you admit to fraudulently withdrawing? If direct b is in fact a bank, and you are aware they sent this to you in error, and...
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